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 Rates

                         

  

as of Wednesday, October 15, 2008

IRA Certificate
 
Certificate Type Dividend Rate Annual Percentage Yield
12 Months 3.50% 3.56%
24 Months 3.50% 3.56%
36 Months 3.65% 3.71%
48 Months 3.70% 3.76%
60 Months 3.75% 3.82%
 
Rates are subject to change without prior notice and may be different than those stated above. Term Share Individual Retirement Account with $1500 minimum balance required to earn the disclosed Annual Percentage Yield until maturity. $1500 minimum opening deposit. Dividends are compounded in the account and posted monthly. Early withdrawals are subject to penalty.

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