Tabular Disclosure |
Annual Percentage Rate (APR) for Purchases *
|
VISA Platinum
8.9% - 17.9%
VISA Classic
8.9% - 17.9%
|
Other Annual Percentage Rates
|
|
| Grace Period for Purchases |
25 Days |
| Method of computing the Balance for Purchases |
Average
Daily Balance
(Including new purchases) |
| Minimum Finance Charge |
NONE |
|
Transaction Fee for Purchases . . . . . .
. . . . . . . None
Annual Fee . . . . . . . . . . . . . . . .
. . . . . . . . . . . .$25.00
Over-the-Credit Limit Fee . . . . . . . . . . . . . . . .
.$25.00
Late Payment Fee . . . . . . . . . . . . . . . . . . . . .
. . . 5%**** |
| * The rate you receive will depend on your credit history. |
| ** Applies to both cards. The
credit union will charge a fee of one percent (1.0%) of the U.S.
Dollar transaction amount on all international transactions. |
| ***
The credit union may apply the penalty APR to
balances for cash advances, balance transfers,
and purchases when you are 91
days delinquent in making a payment. |
| ****Of
the amount past due. |
| |
| The
information about the costs of the card described in this
application is accurate as of 12/2002.
This information may have changed after that date. To find out
what may have changed, contact the credit union. |