Neighbors FCU

Visa Credit Card Disclosure

Please read and agree or disagree to the terms of the disclosure at the bottom of the page to continue.

Tabular Disclosure

Annual Percentage Rate (APR) for Purchases *	VISA Platinum 8.9% - 17.9% VISA Classic 8.9% - 17.9%
Other Annual Percentage Rates
Grace Period for Purchases	25 Days
Method of computing the Balance for Purchases	Average Daily Balance (Including new purchases)
Minimum Finance Charge	NONE

Transaction Fee for Purchases . . . . . . . . . . . . . None
Annual Fee . . . . . . . . . . . . . . . . . . . . . . . . . . . .$25.00
Over-the-Credit Limit Fee . . . . . . . . . . . . . . . . .$25.00
Late Payment Fee . . . . . . . . . . . . . . . . . . . . . . . . 5%****

* The rate you receive will depend on your credit history.

** Applies to both cards. The credit union will charge a fee of one percent (1.0%) of the U.S. Dollar transaction amount on all international transactions.

*** The credit union may apply the penalty APR to balances for cash advances, balance transfers, and purchases when you are 91 days delinquent in making a payment.

****Of the amount past due.

The information about the costs of the card described in this application is accurate as of 12/2002. This information may have changed after that date. To find out what may have changed, contact the credit union.

Click here for a printable disclosure.

I Agree

I Do Not Agree

Neighbors Federal Credit Union. Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government - National Credit Union Administration (NCUA), a U.S. Government Agency.
© Neighbors Federal Credit Union - All rights reserved