Reward Checking
With Reward Checking, a free, high yield checking account from Neighbors Federal Credit Union, you earn the rewards when you meet three simple monthly qualification criteria. If something happens and you cannot meet the qualifications one month, don't worry, you will still enjoy a FREE checking account and earn 0.05% APY* on your balance for that monthly statement cycle. Meet the qualifications the following qualification cycle and you're back to earning premium dividends of 3.01% APY* and automatic refunds on ATM transaction fees** nationwide.
Rewards:
3.01% APY* paid on the portion of the balance below $10,000.00
Balances over $10,000 earn a dividend rate of 0.20% on portion of balance over $10,000, resulting in 3.01% - 0.46% APY, depending on balance.
ATM fees reimbursed each month**
To qualify for rewards, perform the following each qualification cycle:
Have 10 VISA Check card purchases post and clear your account
Have one Direct Deposit or Automatic Payment post and clear your account
Enroll and receive your statements electronically
Additional features:
No monthly service charges or per check charges
Free Visa debit card
Free Online Banking and Bill Pay
Enroll and receive your statements electronically
*APY = Annual Percentage Yield
**Maximum fee refund per ATM transaction = $4.99
Classic Checking
The perfect checking account with NO monthly charge and loaded with FREE access services!
No monthly service charges or per check fees
Free Online Banking and Bill-Pay
Free Visa debit card for easy cash and/or shopping
Free E-statements...(your monthly statement by e-mail)
Free Audio Response service (touchtone phone transactions 24/7)
Automatic Overdraft Protection available
A $5 Below Minimum fee applies if your total average monthly deposit balance is below $300 (Savings, Checking, and other deposit accounts combined). Fee does not apply to members who have a loan with Neighbors or are under 18 or over 65 years of age.
Basic Checking
Have you been turned down for a checking account at other institutions? Your Neighbors have developed an account for repairing and rebuilding poor credit, and for those who have been denied checking services elsewhere.
No monthly service charge
Visa CheckCard only - No checks ordered
Direct Deposit Required
Free Online Banking and Bill Pay
Free Audio Response service
Overdraft Protection
Mandatory hold on all checks deposited
No Service Center lobby access
A $5 Below Minimum fee applies if your total average monthly deposit balance is below $300 (Savings, Checking, and other deposit accounts combined). Fee does not apply to members who have a loan with Neighbors or are under 18 or over 65 years of age.
For more information or to take advantage of our great rates,
contact us or visit one of our convenient
locations.
