Current Savings Rates



18 Month CD Special


Transferred Rate
Compounded Rate

Div rate
APY
Div rate
APY
$10,000 - $99,999.99
1.05%
1.05%
1.05%
1.06%
$100,000 - $249,999.99
1.09%
1.09%
1.09%
1.10%
$250,000 & up
1.14%
1.14%
1.14%
1.15%



Limited time offer. Term share account with a minimum balance of $10,000 to earn the quoted APY until maturity. Minimum opening deposit: $10,000.00. Early withdrawals subject to penalty. Dividends may be compounded or transferred to your share, extra savers or checking account. Fees could reduce earnings on all accounts. Other restrictions may apply. Early withdrawals subject to penalty.
 




Savings (Share) Accounts

Savings (share) type
Min. balance to earn APY
Dividend rate
APY
Regular Shares
Extra Saver
Summer Savers Club
Christmas Club
$100.00
0.20%
0.20%
Youth Shares
$5.00
0.20%
0.20%
 

Dividends are calculated on a daily balance method and are compounded and credited every quarter. Fees could reduce earnings on all accounts.
 




Individual Retirement Accounts
 
Dividend rate
Annual Percentage Yield
0.45%
0.45%
 
No minimum balance required. The dividend rate and annual percentage yield may change every dividend period. Dividends are calculated on a daily balance method and are compounded and credited every quarter. Early withdrawal subject to penalty. Fees could reduce earnings on all accounts.
 





Money Market Account
 
 
Dividend rate
Annual Percentage Yield
$0.00 - $2499.99
0.00%
0.00%
$2500.00 - $9999.99
0.20%
0.20%
$10000.00 - $24999.99
0.30%
0.30%
$25000.00 - $49999.99
0.35%
0.35%
over $50000.00
0.40%
0.40%
 

Dividends are calculated n a daily balance method and are compounded and credited monthly. $2500.00 minimum balance required to earn the disclosed annual percentage yield. Fees could reduce earnings on all accounts.
 




Certificate Rates
 
Share Certificate
Jumbo Share Certificate
Term
Transferred
Rate
Compounded
Rate
Term
Transferred
Rate
Compunded
Rate
 
Div. rate
APY
Div. rate
APY
 
Div. rate
APY
Div. rate
APY
6 Months
0.50%
0.50%
0.50%
0.50%
6 Months
0.60%
0.60%
0.60%
0.60%
12 Months
0.75%
0.75%
0.75%
0.75%
12 Months
0.85%
0.85%
0.85%
0.85%
24 Months
1.01%
1.01%
1.01%
1.01%
24 Months
1.11%
1.11%
1.11%
1.11%
36 Months
1.35%
1.35%
1.35%
1.36%
36 Months
1.45%
1.45%
1.45%
1.46%
48 Months
1.65%
1.65%
1.65%
1.66%
48 Months
1.75%
1.75%
1.75%
1.76%
60 Months
1.88%
1.90%
1.88%
1.90%
60 Months
1.98%
2.00%
1.98%
2.00%
Term share account with a minimum balance of $1500.00 to earn the quoted APY until maturity. Minimum opening deposit $1500.00. Early withdrawals subject to penalty. Dividends may be compounded or transferred to your share, extra savers or checking account. Fees could reduce earnings on all accounts.
Term share account with a minimum balance of $100000.00 to earn the quoted APY until maturity. Minimum opening deposit $100000.00. Early withdrawals subject to penalty. Dividends may be compounded or transferred to your share, extra savers or checking account. Fees could reduce earnings on all accounts.
 
IRA Certificate
Jumbo IRA Certificate
Term
Div rate
APY
Term
Div rate
APY
9 Months
0.99%0.99%9 Months
1.08%
1.09%
12 Months
0.75%
0.75%
12 months
0.85%
0.85%
24 Months
1.01%
1.01%
24 Months
1.11%
1.12%
36 Months
1.35%
1.36%
36 Months
1.45%
1.46%
48 Months
1.65%
1.66%
48 Months
1.75%
1.76%
60 Months
1.88%
1.90%
60 Months
1.98%
2.00%
Term share individual retirement account with $1500.00 minimum balance required to earn the disclosed annual percentage yield until maturity. $1500.00 minimum opening deposit. Dividends are compunded and posted monthly. Early withdrawals are subject to penalty. Fees could reduce earnings on all accounts.
Term share individual retirement account with $100000.00 minimum balance required to earn the disclosed annual percentage yield until maturity. Dividends are compounded in the account and posted monthly. Minimum opening deposit $100000.00. Early withdrawals are subject to penalty. Fees could reduce earnings on all accounts.
 




Reward Checking
 
 
Dividend rate
Annual percentage yield
$0.00 - $10000.00
2.47%
2.50%
over $10000.00
0.20%
0.20%
 

Dividends are calculated on a daily balance method and are compounded and credited monthly. If the member fails to meet one or more of the qualifications, the member will receive only 0.05% dividend rate on the checking account. Fees could reduce earnings on all accounts.

For more information or to take advantage of our great rates, contact us or visit one of our convenient locations.

   

 

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