It makes sense to trust your biggest loan someone you can trust. Neighbors FCU offers member-friendly rates on fixed or adjustable rate financing, with a choice of terms and down payment options to make sure your loan is one you can live with.
Conventional Mortgage Loans
Whether you're looking for a 15, 20, or 30 - year loan, Neighbors can help. We offer competitive rates and terms to allow you to work within your budget to fulfill your homeownership dreams.
Adjustable Rate Mortgages
If you're looking for an alternative to traditional mortgages, an adjustable rate mortgage (ARM) could be the right choice for you. Our ARM program allows you to lock in a rate for the first five (5) years, lower than what's available on a conventional loan. After the first five years, the rate then adjusts based upon a published index.
If you've found the perfect location for your dream home, but you're not quite ready to begin building, we can help. We have programs available that allow you to purchase a lot or land prior to building your home. Lot loans are available up to 100% financing. Land loans have terms up to 10 years.
Construction Loans A Neighbors Construction Loan can help make your dream home a reality. With great rates, great terms and interest only payments; a Neighbors Construction Loan may be just what you need to get your dream project underway.*
*For primary residence only. Employment, asset and credit restrictions apply.
If you’re going to be buying, building, or refinancing soon, you owe it to yourself to talk to us. Our Mortgage Lending Specialists are ready to help you better afford the home of your dreams.