|1/1/2014 ||5 Tips for Saving More in 2014 |
| ||The key to saving money is not spending it. Although this seems obvious, our intentions to save are often foiled when monthly expenses leave nothing "left over”. As you make your fresh start in 2014, try some of these tips to make saving money happen for you.|
|2/19/2014 ||CNN Money: Tax Preparer Horror Stories |
| || From reporting bogus children to stealing clients' identities, many tax preparers are behaving badly.|
In most states, there are no competency requirements governing tax preparers and that is resulting in careless mistakes and outright fraud, a recent report from the National Consumer Law Center found.
The IRS proposed a crackdown in 2011, but a district court blocked the proposal and an appeal of that decision was rejected last week.
As the taxpayer, you're the one who will pay the price if you end up with a bad preparer -- facing fines or even criminal action if you sign off on a fraudulent tax return filed under your name.
|10/1/2013 ||Holds and paying with plastic: What you need to know! |
| || Plastic has revolutionized the way we spend money and most of us don’t think about the authorization process unless we hit a snag, which can be extremely frustrating and potentially costly. Get the inside scoop on how making purchases with plastic works here.
|11/1/2013 ||Mortgage Secrets: Owning Your Home Faster & For Less |
| ||Seeing a mortgage amortization schedule for the first time can be confusing and overwhelming. Fortunately, homeowners who organize their finances and take control of their payment plans can significantly reduce the total number of payments and the amount of interest paid on these loans; learn more about how it works here.|
|12/1/2013 ||Phishing Schemes: Don’t Get Caught! |
| ||Thieves continuously look for ways to steal your information and they don’t have to take your purse or break into your house to get it. Through phishing schemes thieves convince consumers to voluntarily hand over their valuable personal information every day. Here’s an explanation of phishing schemes, how to recognize and avoid them, and what to do if you are a victim.|
|2/1/2014 ||Protecting Yourself: Fraud Alerts and Credit Freezes |
| ||Consumers who have been a victim of identity theft have the ability to
limit and deny access to their credit bureau reports to protect against
fraud. Two commonly used credit protection tools are Fraud Alerts and
Security Credit Freezes, and understanding the benefits and consequences
of each of these is important when deciding which will best suit your
|3/1/2014 ||Understanding Financing and Debt |
| ||Many consumers will finance at least one purchase in their lifetime, which means debt will be a part of that process. Knowing when to carry "good debt” and when to avoid "bad debt” is an important step to building wealth and securing fiscal stability. Learn about financing and debt here! |
|1/4/2014 ||USA Today: 10 retirement resolutions to set for 2014 |
| ||Most of us haven't saved enough money for retirement, but setting up a plan and avoiding mistakes is critical!|
|12/23/2013||USA Today: Student loan forgiveness: What you don't know (but should) |
| ||The Consumer Financial Protection Bureau estimates that one-fourth of the American workforce may be eligible for repayment of loan forgiveness programs, the Associated Press reported last month.|