Personal Checking Details
Reward Checking

With Reward Checking, a free, high yield checking account from Neighbors Federal Credit Union, you earn the rewards when you meet three simple monthly qualification criteria. If something happens and you cannot meet the qualifications one month, don't worry, you will still enjoy a FREE checking account and earn 0.05% APY* on your balance for that monthly statement cycle. Meet the qualifications the following qualification cycle and you're back to earning premium dividends of 2.50% APY* and automatic refunds on ATM transaction fees** nationwide.
 
Rewards:
  • 2.50% APY* paid on the portion of the balance below $10,000.00
  • Balances over $10,000 earn a dividend rate of 0.20% on portion of balance over $10,000.
  • ATM fees reimbursed each month**
To qualify for rewards, perform the following each qualification cycle:
  • Have 10 VISA Check card purchases post and clear your account
  • Have one Direct Deposit or Automatic Payment post and clear your account
  • Enroll and receive your statements electronically
Additional features:
  • No monthly service charges or per check charges
  • Free Visa debit card
  • Free Online Banking and Bill Pay
  • Enroll and receive your statements electronically
*APY = Annual Percentage Yield
**Maximum fee refund per ATM transaction = $4.99. Maximum monthly ATM refund is $20.

 

 
Classic Checking

The perfect checking account with NO monthly charge and loaded with FREE access services!
  • No monthly service charges or per check fees
  • Free Online Banking and Bill-Pay
  • Free Visa debit card for easy cash and/or shopping
  • Free E-statements...(your monthly statement by e-mail)
  • Free Audio Response service (touchtone phone transactions 24/7)
  • Automatic Overdraft Protection available
A $5 Below Minimum fee applies if your total average monthly deposit balance is below $300 (Savings, Checking, and other deposit accounts combined). Fee does not apply to members who have a loan with Neighbors or are under 18 years of age.

 

 
Basic Checking
 
Have you been turned down for a checking account at other institutions? Your Neighbors have developed an account for repairing and rebuilding poor credit, and for those who have been denied checking services elsewhere.
  • No monthly service charge
  • Visa CheckCard only - No checks ordered
  • Direct Deposit Required
  • Free Online Banking and Bill Pay
  • Free Audio Response service
  • Overdraft Protection
  • Mandatory hold on all checks deposited
  • No Service Center lobby access
A $5 Below Minimum fee applies if your total average monthly deposit balance is below $300 (Savings, Checking, and other deposit accounts combined). Fee does not apply to members who have a loan with Neighbors or are under 18 years of age.

 


Walker Wildcat Checking

Want to show your Wildcat pride? Enjoy this great checking account while helping your local high school with every swipe of your branded Walker Wildcat Visa debit card. With every debit card purchase you make, Neighbors will make a monetary donation to Walker High School.

To qualify to earn rewards for your school:
  • Enroll and receive your statements electronically
  • Order your FREE Walker Wildcat Visa debit card
Additional features:
  • No monthly service charges or per check fees
  • Free Online Banking and Bill-Pay
  • Free Audio Response service (touchtone phone transactions 24/7)
  • Automatic Overdraft Protection available
  • No courtesy pay for accounts held by minors
A $5 Below Minimum fee applies if your total average monthly deposit balance is below $300 (Savings, Checking, and other deposit accounts combined). Fee does not apply to members who have a loan with Neighbors or are under 18 years of age.

Visit a branch and open your account today!



For more information or to take advantage of our great rates, contact us or visit one of our convenient locations.

   

 

© Copyright 2014, Neighbors FCU. All rights reserved.

Website Designed by Bizzuka Web Design Baton Rouge