Yes, we do Mortgage Loans!
It
makes sense to trust your biggest loan to one of your biggest fans
. . . your member-owned credit union. Neighbors offers member-friendly
rates on fixed or adjustable rate financing, with a
choice of terms and down payment options to make sure your loan is
one you can live with.
Conventional Mortgage Loans
Whether
you’re looking for a 15, 20, or 30 - year loan, Neighbors can
help. We offer
competitive rates and terms to allow you to work within your
budget to fulfill your homeownership dreams.
Adjustable
Rate Mortgages
If you’re
looking for an alternative to traditional mortgages, an adjustable
rate mortgage (ARM) could be the right choice for you. Our ARM
program allows you to lock in a rate for the first five (5) years,
lower than what’s available on a conventional loan. After the
first five years, the rate then adjusts based upon a published
index.
Lot/Land
Loans
If you’ve
found the perfect location for your dream home, but you’re not
quite ready to begin building, we can help.
We have programs available that allow you to purchase a lot
or land prior to building your home. Lot loans are available up to 100% financing.
Land loans have terms up to 10 years.
Home
Equity Loans / 2nd Mortgages
Whether
you’re looking to refinance your existing mortgage, or just set
up a Home Equity Line of credit to use for any good purpose,
Neighbors can help. Click
here for Home Equity Information
If you’re going
to be buying, building, or refinancing soon, you owe it to
yourself to talk to us. Or Mortgage Lending Specialists are ready
to help you better afford the home of your dreams.
See our helpful mortgage
payment guide to calculate possible payments, or apply now
with our online
application. If you have questions or need any
assistance, please contact
us, or visit any of our locations.
|