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Neighbors FCU

Mortgage Center
It makes sense to trust your biggest loan someone you can trust. Neighbors FCU offers member-friendly rates on fixed or adjustable rate financing, with a choice of terms and down payment options to make sure your loan is one you can live with.
Conventional Mortgage Loans
Whether you're looking for a 10, 15, 20, or 30 - year loan, Neighbors can help. We offer competitive rates and terms to allow you to work within your budget to fulfill your homeownership dreams.
Lot/Land Loans
If you've found the perfect location for your dream home, but you're not quite ready to begin building, we can help. We have programs available that allow you to purchase a lot or land prior to building your home. Lot loans are available up to 100% financing. Land loans have terms up to 10 years.

Construction Loans
A Neighbors Construction Loan can help make your dream home a reality. With great rates, great terms and interest only payments; a Neighbors Construction Loan may be just what you need to get your dream project underway.*

*For primary residence only. Employment, asset and credit restrictions apply.
If you’re going to be buying, building, or refinancing soon, you owe it to yourself to talk to us. Our Mortgage Lending Specialists are ready to help you better afford the home of your dreams.
Visit our calculators page to calculate possible payments.

Home Equity Lines of Credit

Neighbors offers fixed rate, second mortgage loans and variable rate, line of equity loans. The rates on these loans are lower than most credit card or consumer loan rates. Features include:
  • No Application Fee
  • Possible Tax Deductible interest payments (contact your tax advisor)
  • Terms up to 120 months *
  • Loans up to 90% of the value of your home Terms may differ based upon credit performance history *
  • Minimal cost involved
  • Proceeds may be used for a variety of needs including: Home Improvements, School Tuition, Purchasing a new automobile, Adding a swimming pool, Debt consolidation, and much more

Additional documentation may be needed before loan closing. This documentation may include:

  • Two years tax returns
  • Last statement from all of your financial institutions
  • Last two check stubs
  • Legal description of the property
  • Last statement from your first mortgage company

For more information or to take advantage of our great rates, contact us or visit one of our convenient locations.