On-Going Fraud Alert
It has come to our attention that some individuals are attempting to exploit our members through fraudulent text messages (SMS) and phone calls, claiming to be representatives of Neighbors Federal Credit Union. Protect yourself
Mastering the Art of Thrifting: Money-Saving Secrets and Turning Finds Into Funds with Betty, the Thrift Queen
Get ready to redefine your shopping strategy with the queen of thrift, Betty, as we uncover the secrets to turning thrifting into your wallet's best friend. With inflation nibbling away at our wallets, Betty shares a goldmine of tips on how to score big savings and keep your expenses in check. Listen Now

Schedule of Fees and Charges – Commercial

EFFECTIVE 08/01/2023

Business Checking Fees

Non-Profit Checking

Monthly Maintenance $5.00
Per Item Fee$0.25 over 300 combined items*
Coin Deposit Unrolled3%

Business Basic Checking

Monthly Maintenance$0.00
Per Item Fee$0.25 over 150 combined items*
Coin Deposit Unrolled3%

Business Advantage Checking

Monthly Maintenance
(Waived if average monthly deposit balance above $5,000)
$20
Per Item Fee$0.30 over 300 combined items*
Coin Deposit Unrolled3%

Business Dividend Checking

Monthly Maintenance
(Waived if average monthly deposit balance above $10,000)
$30
Per Item Fee$0.30 over 150 combined items*
Coin Deposit Unrolled3%

Account Closing
(Within 6 months of opening-checking or savings)
$50.00
ACH ReclamationsActual Cost
ATM Withdrawals
(except for Neighbors FCU locations)
$1.00 per transaction
Bad Address$10.00 per month
Bank Bags - Zipper Non Locking$3.00 per bag
Bank Bags - Plastic Night Drop Bags$3.00 for 5 bags
Below Minimum Fee
(Total average monthly deposit balance below $500.00 with no active loan.
This fee does not apply to accounts owned by members under the age of 25 or members
with any Neighbors Plus Account, Free Cash Back, Mascot, or Basic checking accounts)
$6.00 per month
Cancel Stop Payment$3.00
Check PrintingActual Cost
Deposit Correction$5.00
Filing and Recording FeesActual Cost
Foreign Item Processing Fee
($20.00 per item plus any additional pass through fees)
$20.00 + Actual Cost
Immediate Deposit Verification Per Incident$5.00
Membership Fee$5.00
Membership Cancellation Fee
Business Checking
(all types)
$50.00
Business Savings
(if closed within 6 months of account opening)
$50.00
Money Market Below Minimum Balance$10.00
Money Orders$1.00
Night Drop Lost/Unreturned Key$20.00
Official Check (to 3rd party)$5.00
Official Check Stop Pay$15.00
Overdraft Fees - Courtesy Pay
(Max Overdraft Fee and NSF/Courtesy Pay (Paid) applicable to overdrafts created by check,
in-person withdrawal, ATM withdrawal, or other electronic means.)
$20.00
Replace Lost Debit/ATM Card$10.00
Research/Processing Fee$35.00 per hour + Actual Cost
Returned Item Fees - Non-Sufficient Funds or Insufficient Funds
(NSF/Courtesy Pay Returned Item Fees)
$20.00
Savings Withdrawals/Transfers
(In excess of 10 per month)
$3.00
Stop Payment Presentment$19.00
Stop Payment$5.00
Tax Levy Processing$25.00
Wire Transfers Domestic
(incoming)
$10.00
Wire Transfers Domestic
(outgoing)
$20.00
Wire Transfers Foreign
(incoming)
$10.00
Wire Transfers Foreign
(outgoing)
$40.00
* Combined items include chargeable debits, all credits, and deposited items.