Schedule of Fees and Charges – Commercial
EFFECTIVE 7/1/22 |
|
Business Checking Fees |
|
Non-Profit Checking |
|
| Monthly Maintenance | $5.00 |
| Per Item Fee | $0.25 over 300 combined items* |
| Cash Supplied ($3,000.00 free per month) | $0.0020 per $1.00 |
| Coin Supplied Per Roll (10 rolls free per month) | $0.10 per roll |
| Coin Deposit Rolled (50 rolls free per month) | $0.10 per roll |
| Coin Deposit Unrolled | 3% |
Business Basic Checking |
|
| Monthly Maintenance | $0.00 |
| Per Item Fee | $0.25 over 150 combined items* |
| Cash Supplied ($3,000 free per month) | $0.0020 per $1.00 |
| Coin Supplied Per Roll (10 rolls free per month) | $0.10 per roll |
| Coin Deposit Rolled (50 rolls free per month) | $0.10 per roll |
| Coin Deposit Unrolled | 3% |
Business Advantage Checking |
|
| Monthly Maintenance (Waived if average monthly deposit balance above $5,000) | $20 |
| Per Item Fee | $0.30 over 300 combined items* |
| Cash Supplied ($3,000 free per month) | $0.0020 per $1.00 |
| Coin Supplied Per Roll (10 rolls free per month) | $0.10 per roll |
| Coin Deposit Rolled (50 rolls free per month) | $0.10 per roll |
| Coin Deposit Unrolled | 3% |
Business Dividend Checking |
|
| Monthly Maintenance (Waived if average monthly deposit balance above $10,000) | $30 |
| Per Item Fee | $0.30 over 150 combined items* |
| Cash Supplied ($3,000.00 free per month) | $0.002 per $1.00 |
| Coin Supplied Per Roll (10 rolls free per month) | $0.10 per roll |
| Coin Deposit Rolled (50 rolls free per month) | $0.10 per roll |
| Coin Deposit Unrolled | 3% |
| Account Closing (Within 6 months of opening-checking or savings) | $50.00 |
| ACH Reclamations | Actual Cost |
| ATM Withdrawals (except for Neighbors FCU locations) | $1.00 per transaction |
| Bad Address | $5.00 per month |
| Bank Bags - Zipper Non Locking | $3.00 per bag |
| Bank Bags - Plastic Night Drop Bags | $3.00 for 5 bags |
| Below Minimum Fee (Total average monthly deposit balance below $500.00 with no active loan. This fee does not apply to accounts owned by members under the age of 25 or members with any Neighbors Plus Account, Free Cash Back, Mascot, or Basic checking accounts) | $6.00 per month |
| Cancel Stop Payment | $3.00 |
| Check Printing | Actual Cost |
| Deposit Correction | $5.00 |
| Filing and Recording Fees | Actual Cost |
| Foreign Item Processing Fee ($20.00 per item plus any additional pass through fees) | $20.00 + Actual Cost |
| Immediate Deposit Verification Per Incident | $5.00 |
| Membership Fee | $5.00 |
| Membership Cancellation Fee | |
| Business Checking (all types) | $50.00 |
| Business Savings (if closed within 6 months of account opening) | $50.00 |
| Money Market Below Minimum Balance | $10.00 |
| Money Orders | $1.00 |
| Night Drop Lost/Unreturned Key | $20.00 |
| Official Check (to 3rd party) | $5.00 |
| Official Check Stop Pay | $15.00 |
| Overdraft Fees - Courtesy Pay (Max Overdraft Fee and NSF/Courtesy Pay (Paid) applicable to overdrafts created by check, in-person withdrawal, ATM withdrawal, or other electronic means.) | $25.00 |
| Replace Lost Debit/ATM Card | $10.00 |
| Research/Processing Fee | $35.00 per hour + Actual Cost |
| Returned Deposit Check OTC | $5.00 |
| Returned Item Fees - Non-Sufficient Funds or Insufficient Funds (NSF/Courtesy Pay Returned Item Fees) | $25.00 |
| Savings Withdrawals/Transfers (In excess of 5 per month) | $3.00 |
| Stop Payment Presentment | $19.00 |
| Stop Payment | $5.00 |
| Tax Levy Processing | $25.00 |
| Wire Transfers Domestic (incoming) | $10.00 |
| Wire Transfers Domestic (outgoing) | $20.00 |
| Wire Transfers Foreign (incoming) | $10.00 |
| Wire Transfers Foreign (outgoing) | $40.00 |
| * Combined items include chargeable debits, all credits, and deposited items. | |