Business Account Fee Schedule

EFFECTIVE 10/2/18

Business Checking Fees

Non-Profit Checking

Monthly Maintenance $5.00
Per Item Fee$0.25 over 300 combined items*
Cash Supplied
($3,000.00 free per month)
$0.0020 per $1.00
Coin Supplied Per Roll
(10 rolls free per month)
$0.10 per roll
Cash Deposit
($5,000.00 free per month)
$0.0020 per $1.00
Coin Deposit Rolled
(50 rolls free per month)
$0.10 per roll
Coin Deposit Unrolled3%

Business Basic Checking

Monthly Maintenance$0.00
Per Item Fee$0.25 over 150 combined items*
Cash Supplied
($1,500 free per month)
$0.0020 per $1.00
Coin Supplied Per Roll
(5 rolls free per month)
$0.10 per roll
Cash Deposit
($2,500 free per month)
$0.0020 per $1.00
Coin Deposit Rolled
(25 rolls free per month)
$0.10 per roll
Coin Deposit Unrolled3%

Business Advantage Checking

Monthly Maintenance
(Waived if average monthly deposit balance is above $5,000)
$20
Per Item Fee$0.30 over 300 combined items*
Cash Supplied
($3,000 free per month)
$0.0020 per $1.00
Coin Supplied Per Roll
(10 rolls free per month)
$0.10 per roll
Cash Deposit
($5,000.00 free per month)
$0.0020 per $1.00
Coin Deposit Rolled
(50 rolls free per month)
$0.10 per roll
Coin Deposit Unrolled3%

Business Dividend Checking

Monthly Maintenance
(Waived if average monthly deposit balance is above $10,000.00)
$30
Per Item Fee$0.30 over 150 combined items*
Cash Supplied
($1,500.00 free per month)
$0.002 per $1.00
Coin Supplied Per Roll
(5 rolls free per month)
$0.10 per roll
Cash Deposit
($2,500.00 free per month)
$0.002 per $1.00
Coin Deposit Rolled
(25 rolls free per month)
$0.10 per roll
Coin Deposit Unrolled3%

Account Reconciliation
(after 1st session)
$10.00/hour
Account Verification$10.00
Account Closing
(Within 6 months of opening-checking or savings)
$50.00
ACH ReclamationsActual Cost
American Express Gift Cheques$2.50
ATM Withdrawals
(except for Neighbors FCU locations)
$1.00 per transaction
Bank Bags - Zipper Non Locking$3.00 per bag
Bank Bags - Plastic Night Drop Bags$3.00 for 5 bags
Below Minimum Fee
(Total average monthly deposit balance below $300.00 with no active loan)
$5.00 per month
Cancel Stop Payment$3.00
Check Copies$2.00
(Express Copy $3.50)
Check PrintingActual Cost
Collection Item Deposit$12.00
Courtesy Pay$32.00
Deposit Correction$5.00
Filing and Recording FeesActual Cost
Foreign Item Processing Fee
($20.00 per item plus any additional pass through fees)
$20.00 + Actual Cost
Immediate Deposit Verification Per Incident$5.00
Inactive Account Fee Per Month
(3 months inactivity)
$5.00
Membership Fee$5.00
Membership Cancellation Fee
Business Checking
(all types)
$50.00
Business Savings
(if closed within 6 months of account opening)
$50.00
Money Market Below Minimum Balance$10.00
Money Market Excessive Withdrawal$10.00
Money Orders$1.00
Night Drop Lost/Unreturned Key$20.00
Non-automated Telephone Transactions$1.00 per transaction
Nonsufficient Funds (NSF)$32.00
NSF Checks OTC (3rd party)$5.00
Official Check Stop Pay$15.00
Overdraft Transfer (Savings/Checking)$10.00
Overdraft Transfer (Loan)$4.00 per transfer
Replace Lost Debit Card$10.00
Savings Withdrawals/Transfers
(In excess of three per month)
$3.00
Statement Copies$5.00 (1st), $2.00 thereafter
Stop Payment Presentment$19.00
Stop Payment$10.00
Subpoenas/Legal Process$35.00 per hour + Actual Cost
Tax Levies$10.00
Official Checks (to 3rd parties)$5.00
Western Union Wire Transfer$25.00
Wire Transfers Domestic
(incoming)
$10.00
Wire Transfers Domestic
(outgoing)
$20.00
Wire Transfers Foreign
(incoming)
$10.00
Wire Transfers Foreign
(outgoing)
$40.00

Safe Deposit Boxes

Annual Fee Charged
3x5$25.00
3x10$45.00
5x10$70.00
10x10$100.00
* Combined items include chargeable debits, all credits, and deposited items.