Checking made easy

Compare our Free Cash Back Checking, Dividend Checking and Wealth Checking products to find the account that is right for you.
 
Cash Back
Dividend
Wealth
Get paid up to 3 days early*
Cash back with every debit card purchase
 
 
ATM refunds**
 
 
Pays dividends***
 
Dividend rate up to
 
1.87% APY****
2.50% APY*****
APY = Annual Percentage Yield
*Switch your ACH direct deposit to Neighbors and you could get access to your funds up to 3 days earlier.
**ATM refunds up to $4.99 per transaction (not to exceed $20 per month). Must meet qualifications to earn.
***Must meet qualifications to earn. Dividends are tiered.
****$6 service fee applied to those accounts that fall below the $1,500 minimum average daily checking account balance. Regular share rate will apply to balances over $15,000. Dividends are calculated on a daily balance method and are compounded and credited monthly. If the member fails to meet one or more of the qualifications, the member will receive only .05% dividend rate on the checking account. Fees could reduce earnings on this account. The APY is accurate as of the last dividend declaration date. Federally insured by NCUA.
*****$25 service fee applied to those accounts that fall below the $50,000 minimum average daily checking account balance. Fees could reduce earnings on the account. All rates and offers are subject to change. The APY is accurate as of the last dividend declaration date. Federally insured by NCUA.

Maximize Your Checking

Based on your information you could save:


Free Cash Back Checking

$0.00 in interest
in rewards
$0.00 in fees

Dividend Checking

in interest
$0.00 in rewards
in fees

Wealth Checking

in interest
$0.00 in rewards
in fees

All figures are estimates and may vary.

Other checking options

Still haven’t found what you’re looking for? Check out these other checking options from Neighbors FCU

Mascot Checking

Keep the legacy alive with your Mascot debit card!

Represent your school and raise money every time you swipe your debit card. With every debit card purchase you make, we make a monetary donation to the participating school of your choice.

To qualify to earn rewards for your school:
  • Enroll and receive your statements electronically.
  • Order your free Mascot checking Visa debit card.

Additional features:

  • No monthly service fees.
  • Easy access with 24/7 mobile apps, online banking, and bill pay.
  • Automatic overdraft protection is available.

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Plus Checking

Our Plus checking account offers members the best in security, savings, and online services.
Triple Threat Protection
Cell Phone Protection

Pay your cell phone bill with your Neighbors Plus powered by BaZing checking account, and you’re covered. If your phone is broken or stolen, we’ll pay to have it replaced, up to $400 per claim (maximum of $800 per year).

Identity Theft Protection
  • Payment Card Protection
    If your payment cards are lost or stolen, you have a personal fraud specialist ready to assist you.
  • $10,000 in personal identity protection
  • Reimbursement for covered expenses you incur to restore your identity.
  • Identity Monitoring
    Guard against identity theft and credit fraud wherever your social security number and personal information is in use.
Roadside Assistance

Lock your keys in your car? Car won’t start? Roadside assistance is available 24/7. It’s free to use, up to $80 in service charges.

Monthly fee: $4.95

1 Cell phone protection and personal identity protection are subject to additional terms and conditions.
2 Insurance products are not a deposit, not federally insured, not an obligation or guaranteed by the credit union, its affiliates, or any government agency.

Shop Local, Save Local

Neighbors Plus powered by BaZing brings 360,000 discounts where you live, work or travel! The restaurants and shops you know and love are included in the Neighbors Plus, powered by BaZing savings network, right where you live and across the nation. Simply show your mobile coupon to the retailer for instant savings.

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