Fee Schedule | Neighbors Federal Credit Union

Fee Schedule

EFFECTIVE 10/1/19

Account Verification$10.00
ACH Reclamations$2.50
ATM Withdrawals
(Except for Neighbors FCU locations)
$1.00 per transaction
Bad Address$5.00 per month
Basic Checking Account Fee$10.00 per month
Below Minimum Fee
(Total average monthly deposit balance below $500 with no active loan.
This fee does not apply to accounts owned by members under the age of 25
or members with any Neighbors Plus account, Free Cash Back, Mascot, or Basic checking accounts)
$6.00 per month
Below Minimum Fee for Dividend & Dividend Plus Checking
(Applied monthly if average daily balance falls below $1500)
$6.00 per month
Below Minimum Fee for Wealth Checking
(Applied monthly if average daily balance falls below $50,000)
$25.00 per month
Cancel Stop Payment$3.00
Check Copies$2.00 (Express Copy $3.50)
Collection Item Deposit$12.00
Courtesy Pay
(Max OD Fee and NSF/Courtesy Pay (Paid))
$32.00
Dormant Account Fee
(No activity for 24 months, no active products)
$5.00 per month
Escheatment Fee$50.00
Filing and Recording FeesActual Cost
Foreign Item Processing Fee
($20 per item plus any additional pass through fees)
$20.00 plus actual cost
Membership Fee$5.00
Money Market Below Minimum Balance$10.00
Money Market Excessive Withdrawal$10.00
Money Order$1.00
Non-Sufficient Funds
(NSF/Courtesy Pay (Returned))
$32.00
Notary - Auto Loans$25.00
Notary - Boat Loans$35.00
Notary - General
(up to 3 signatures)
$25.00
NSF Check OTC
(3rd party)
$5.00
Official Checks
(to 3rd parties)
$5.00
Official Check Stop Pay$15.00
Origination Return Item Fee$32.00
Overdraft
(Access Line)
$4.00 per transfer
Plus Checking Fee
(Classic Plus, Dividend Plus, and Mascot Plus Checking accounts)
$4.95 per month
Replace Lost Debit Card$10.00
Savings & Extra Savers Withdrawals/Transfers
(In excess of 3 per month)
$3.00
Statement Copies$5.00 1st month, $2.00 thereafter
Stop Payment Presentment$19.00
Stop Payment$10.00
Research/Processing Fee$35.00 per hour plus actual cost
Tax Levy Processing$25.00
Western Union Wire Transfer$25.00
Wire Transfer Domestic (Incoming)$10.00
Wire Transfer Domestic (Outgoing)$20.00
Wire Transfer Foreign (Incoming)$10.00
Wire Transfer Foreign (Outgoing)$40.00
If you have any questions or would like more information about the Neighbors FCU fee schedule please feel free to contact us.