Fee Schedule | Neighbors Federal Credit Union

Fee Schedule


Account Verification$10.00
ACH Reclamations$2.50
ATM Withdrawals
(Except for Neighbors FCU locations)
$1.00 per transaction
Bad Address$5.00 per month
Basic Checking Account Fee$10.00 per month
Below Minimum Fee
(Total average monthly deposit balance below $500 with no active loan.
This fee does not apply to accounts owned by members under the age of 25
or members with Neighbors Plus or Basic checking accounts)
$6.00 per month
Below Minimum Fee for Dividend & Dividend Plus Checking
(Applied monthly if average daily balance falls below $1500)
$6.00 per month
Below Minimum Fee for Wealth Checking
(Applied monthly if average daily balance falls below $50,000)
$25.00 per month
Cancel Stop Payment$3.00
Check Copies$2.00 (Express Copy $3.50)
Collection Item Deposit$12.00
Courtesy Pay
(Max OD Fee and NSF/Courtesy Pay (Paid))
Co-op Shared Branch Lobby Transaction$1.00
Dormant Account Fee
(No activity for 24 months, no active products)
$5.00 per month
Escheatment Fee$50.00
Filing and Recording FeesActual Cost
Foreign Item Processing Fee
($20 per item plus any additional pass through fees)
$20.00 plus actual cost
Membership Fee$5.00
Money Market Below Minimum Balance$10.00
Money Market Excessive Withdrawal$10.00
Money Order$1.00
Non-Sufficient Funds
(NSF/Courtesy Pay (Returned))
Notary - Auto Loans$25.00
Notary - Boat Loans$35.00
Notary - General
(up to 3 signatures)
(3rd party)
Official Checks
(to 3rd parties)
Official Check Stop Pay$15.00
Origination Return Item Fee$32.00
(Access Line)
$4.00 per transfer
Plus Checking Fee
(Classic Plus, Dividend Plus, and Mascot Plus Checking accounts)
$4.95 per month
Replace Lost Debit Card$10.00
Savings & Extra Savers Withdrawals/Transfers
(In excess of 3 per month)
Statement Copies$5.00 1st month, $2.00 thereafter
Stop Payment Presentment$19.00
Stop Payment$10.00
Research/Processing Fee$35.00 per hour plus actual cost
Tax Levy Processing$25.00
Western Union Wire Transfer$25.00
Wire Transfer Domestic (Incoming)$10.00
Wire Transfer Domestic (Outgoing)$20.00
Wire Transfer Foreign (Incoming)$10.00
Wire Transfer Foreign (Outgoing)$40.00
If you have any questions or would like more information about the Neighbors FCU fee schedule please feel free to contact us.