Schedule of Fees and Charges
NFCU Fee Schedule - Effective 05/01/2023 |
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| ACH Reclamations | $2.50 |
| ATM Withdrawals (Except for Neighbors FCU locations) | $1.00 per transaction |
| Bad Address | $5.00 per month |
| Basic Checking Account Fee | $10.00 per month |
| Below Minimum Fee (Total average monthly deposit balance below $500 with no active loan. This fee does not apply to accounts owned by members under the age of 25 or members with any Neighbors Plus account, Free Cash Back, Mascot, or Basic checking accounts) | $6.00 per month |
| Below Minimum Fee for Dividend & Dividend Plus Checking (Applied monthly if average daily balance falls below $1500) | $6.00 per month |
| Below Minimum Fee for Wealth Checking (Applied monthly if average daily balance falls below $50,000) | $25.00 per month |
| Cancel Stop Payment | $3.00 |
| Dormant Account Fee (No activity for 24 months) | $5.00 per month |
| Escheatment Fee | $50.00 |
| Filing and Recording Fees | Actual Cost |
| Foreign Item Processing Fee ($20 per item plus any additional pass through fees) | $20.00 plus actual cost |
| Membership Fee | $5.00 |
| Money Market Below Minimum Balance | $10.00 |
| Money Orders | $1.00 |
| Notary - Auto Loans | $35.00 |
| Notary - Boat Loans | $45.00 |
| Notary - General (up to 3 signatures) | $25.00 |
| Official Checks (to 3rd parties) | $5.00 |
| Official Check Stop Pay | $15.00 |
| Overdraft Fees - Courtesy Pay (Max Overdraft Fee and NSF/Courtesy Pay (Paid) applicable to overdrafts created by check, in-person withdrawal, ATM withdrawal, or other electronic means) | $20.00 |
| Plus Checking Fee (Classic Plus, Dividend Plus, and Mascot Plus Checking accounts) | $4.95 per month |
| Replace Lost Debit/ATM Card | $10.00 |
| Research/Processing Fee | $35.00 per hour plus actual cost |
| Returned Deposit Check (OTC) | $5.00 |
| Returned Item Fees - Non-Sufficient Funds or Insufficient Funds (NSF/Courtesy Pay (Returned)) | $20.00 |
| Savings & Extra Savers Withdrawals/Transfers (In excess of 5 per month) | $3.00 |
| Signature Guarantee Fee | $25.00 |
| Stop Payment Presentment | $19.00 |
| Stop Payment | $10.00 |
| Tax Levy Processing | $25.00 |
| Wire Transfer Domestic (Incoming) | $10.00 |
| Wire Transfer Domestic (Outgoing) | $20.00 |
| Wire Transfer Foreign (Incoming) | $10.00 |
| Wire Transfer Foreign (Outgoing) | $40.00 |
If you have any questions or would like more information about the Neighbors FCU fee schedule please feel free to contact us. |
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