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Smart Option Student Loans

The Smart Option Student Loans® for Neighbors FCU by Sallie Mae® – for borrowers attending degree-granting institution.

Now you can pay for college the smart way with 3 great repayment options and competitive interest rates. This student loan is an ideal solution to help pay for college expenses not covered by scholarships and federal loans.

Learn more or apply, please get started here.

The Smart Option Student Loan benefits include:

  • Multiple in-school repayment options plus a choice of competitive fixed and variable interest rates provides even more flexibility.
  • No origination fees and no prepayment penalty.
  • Rewards and interest rate reductions available.
  • Rates that reward creditworthy borrowers.
  • Applying with a creditworthy cosigner may help you qualify and/or receive a lower rate.
  • 100% US-based Student Loan Specialists.
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