Mortgage Rates

Neighbors Federal Credit Union – neighborsfcu.org | Rates are current as of
First Mortgage Purchase & Refinance
Term
Loan Amount
Maximum Financing
Points
Rate
APR*
10 Year
$60,000 - 647,200
97%
0
5.875%
6.178%
15 Year
$60,000 - 647,200
97%
0
5.750%
5.962%
20 Year
$60,000 - 647,200
97%
0
6.125%
6.299%
30 Year
$60,000 - 647,200
97%
0
6.375%
6.510%
30 Year Jumbo
$647,200 - 1,000,000
85%
0
6.250%
6.331%
*APR = Annual Percentage Rate. Rates quoted are not locked in and are subject to change. Rates are not locked until a rate lock acknowledgment has been signed. Rates are based on certain assumptions. The annual percentage rate (APR) is the cost of credit over the term of the loan expressed as an annual rate. Interest rates and APRs are based on current market rates and are for informational purposes only. Rates are subject to change without notice and APR (Annual Percentage Rate) calculations are based on certain assumptions related to closing costs and fees. Maximum loan limits and minimum equity/down payment requirements apply.


Lot & Land Loans
Loan Type
Term
Interest Rate
Points
APR*
Land (Lot in a Subdivision)
12 Year
5.000%
1%
5.493%
Land or Acreage
12 Year
5.000%
1%
5.493%
Rates quoted are not locked in and are subject to change. Rates are not locked until a rate lock acknowledgment has been signed. The annual percentage rate (APR) is the cost of credit over the term of the loan expressed as an annual rate. Interest rates and APRs are based on current market rates and are for informational purposes only. Rates are subject to change without notice and APR (Annual Percentage Rate) calculations are based on certain assumptions related to closing costs and fees.