Skip to Content

Mortgage Rates

Neighbors Federal Credit Union
neigborsfcu.org
Rates are current as of

[vpsb_print_button]

First Mortgage Purchase & Refinance

Term	Loan Amount	Maximum Financing	Points	Rate	APR*
10 year	$60,000 - 766,550	97%	0	5.500%	5.906%
15 year	$60,000 - 766,550	97%	0	5.500%	5.829%
20 year	$60,000 - 766,550	97%	0	6.000%	6.312%
30 year	$60,000 - 766,550	97%	0	5.750%	6.111%
30 year Jumbo	$766,550 - 1,000,000	85%	0	6.000%	6.074%
*APR = Annual Percentage Rate Rates quoted are not locked in and are subject to change. Rates are not locked until a rate lock acknowledgment has been signed. Rates are based on certain assumptions. The annual percentage rate (APR) is the cost of credit over the term of the loan expressed as an annual rate. Interest rates and APRs are based on current market rates and are for informational purposes only. Rates are subject to change without notice and APR (Annual Percentage Rate) calculations are based on certain assumptions related to closing costs and fees. Maximum loan limits and minimum equity/down payment requirements apply.

Lot & Land Loans

Loan Type	Term	Interest Rate	Origination Fee	APR
Land (Lot in a Subdivision)	12 Year	5.000%	1%	5.493%
Land or Acreage	12 Year	5.000%	1%	5.493%
Rates quoted are not locked in and are subject to change. Rates are not locked until a rate lock acknowledgement has been signed. The annual percentage rate (APR) is the cost of credit over the term of the loan expressed as an annual rate. Interest rates and APRs are based on current market rates and are for informational purposes only. Rates are subject to change without notice and APR (Annual Percentage Rate) calculations are based on certain assumptions related to closing costs and fees.