Official Rules

"Home For the Holidays" Video Contest Official Rules


The "Home For The Holidays” Video Contest encourages the public to share photos of their home decorated for the holidays. Photos may be submitted via the "Home For the Holidays” application on the Neighbors Federal Credit Union Facebook page or posted on the Neighbors Federal Credit Union Facebook timeline or a public Instagram account with the hashtag #HomeForTheHolidays. Photos will be voted on by the public. One grand prize winner will be selected. See below for details.

1. CONTEST TIMING:The contest submission period and voting begins at 12 a.m. CT on November 28, 2016 and ends at 12 a.m. CT on December 16, 2016. Winner will be announced on December 19, 2016.

2. ELIGIBILITY:Winner will be awarded to the best photo, as voted on by the public on the Neighbors Federal Credit Union (NFCU) Facebook page. Employees working at NFCU and their immediate family are not eligible to enter. For the purposes of these Rules, "immediate family" means spouses, parents, children, siblings and their respective spouses, regardless of whether they reside in the same household.Submitter must be 18 years or older.

3. TO ENTER:During the contest period, log onto NFCUs Facebook page to enter ( Upload your photo (the "submission”) to the "Home For The Holidays” application on Facebook, our Facebook timeline or a public Instagram account with the hashtag #HomeForTheHolidays. One entry per email address per day. Applicants/general public can vote once per Facebook user per day. The person uploading the submission will be deemed the submitter. The submitter is the one person who is the authorized account holder of the e-mail address associated with that submission. If a team elects to collaborate on a submission, the team is required to designate one person as the agent of the team to enter the contest and to agree to these rules. All submissions must be received within the contest submission period.

4. SUBMISSION GUIDELINES:Submissions cannot defame, misrepresent or contain disparaging remarks about NFCU or its services, products, or other people, products or companies or communicate messages or images inconsistent with the positive images and/or goodwill to which NFCU wishes to associate. NFCU reserves the right to and will, monitor or screen submissions prior to posting them to the NFCU Facebook pageand the "Home for the Holidays” Photo Contest application. By providing a submission, you agree that your submission may be posted on NFCU-related websites, in NFCU’s sole discretion. NFCU has no obligation to use or post any submission you submit. By providing a submission, the submitter grants to NFCU, an exclusive, perpetual, transferable license to copy, publish, broadcast, display, distribute, use, edit, translate, alter, combine with other material, reuse and adapt any or all portions of the submissions in any way and for any purpose whatsoever, at any time, now or in the future, in any media now known or hereafter devised throughout the world in any manner whatsoever and for any purpose. Submissions that are not in accordance with the guidelines as stated herein or are not received during the contest submission period will be ineligible. Submissions cannot (a) be sexually explicit or suggestive, violent or derogatory of any ethnic, racial, gender, religious, professional or age group, profane or pornographic, contain nudity or any materially dangerous activity; (b) promote alcohol, illegal drugs, tobacco, firearms/weapons (or the use of any of the foregoing), any activities that may appear unsafe or dangerous, or any particular political agenda or message; (c) be obscene or offensive, endorse any form of hate or hate group; (d) contain trademarks, logos or trade dress owned by others, or advertise or promote any brand or product of any kind (other than the NFCU's trademarks, logos, trade dress, brands or products), without permission, or contain any personal identification, such as license plate numbers, personal names, email addresses or street addresses without permission; (e) contain copyrighted materials owned by third parties other than the submitters(s) or NFCU (including photographs, sculptures, paintings and other works of art or images published on or in websites, television, movies or other media) without permission; (f) contain materials embodying the names, likenesses, photographs, or other indicia identifying any person, living or dead, without permission; and (g) depict, and cannot itself be in, a violation of any law. By submitting a submission you warrant and represent that it: (a) is you or your team's original work, (b) has not been previously published, (c) has not received previous awards, (d) does not infringe upon the copyrights, trademarks, rights of privacy, publicity or other intellectual property or other rights of any person or entity; (e) that you/your team have obtained permission from a person who is used in the submission or whose name, likeness or voice is used in the submission, if any, and (f) that publication of the submission via various media including online posting, will not infringe on the rights of any third party rights. Any such submitter will indemnify and hold harmless NFCU and parties donating prizes from any claims to the contrary. Any submitter whose submission includes likenesses of third parties or contains elements not owned by the submitter (such as, but not limited to, depictions of persons, buildings, trademarks or logos) must be able to provide legal releases for such use including NFCU’s use of such submission, in the model/image release form provided on the contest website or another form satisfactory to NFCU, upon request, prior to award of prize and/or naming of submitter as a finalist. Any submission that, in the sole opinion of NFCU, is deemed to be inappropriate for publication is ineligible. Incomplete, illegible, false, deceptive or garbled submissions are not eligible. All submissions become the sole property of NFCU, and will not be acknowledged or returned. By submitting a submission, you agree that your submission is gratuitous and made without restriction, and will not place NFCU under any obligation that NFCU is free to disclose or otherwise disclose the ideas contained in the submission on a non-confidential basis to anyone or otherwise use the ideas without any additional compensation to you. You acknowledge that, by acceptance of your submission, NFCU does not waive any rights to use similar or related ideas previously known to NFCU, or developed by its employees, or obtained from sources other than you.

5. CONTEST JUDGING:Winner will be chosen by public votes on the "Home for the Holidays” application on the Neighbors Federal Credit Union Facebook page. Limit one submission per email address per day. Facebook users can vote once per day.

6. PRIZE DETAILS:The grand prize which will be awarded to the individual entry that receives the most votes will be a check for $2000.

7. LIMITATIONS OF LIABILITY AND RELEASE:No liability or responsibility is assumed by NFCU or parties donating prizes resulting from submitter's submission in the contest in or attempt to participate in the contest or ability or inability to upload or download any information in connection with the contest. No responsibility or liability is assumed by the NFCU or the parties donating prizes for technical problems or technical malfunction arising in connection with any of the following occurrences which may affect the operation of the contest: hardware or software errors; faulty computer, cable, satellite, network, electronic, Internet connectivity or other online or network communication problems; errors or limitations of any Internet service providers, servers, hosts or other providers; garbled, jumbled or faulty data transmissions; failure of any online transmissions to be sent or received; lost, late, delayed or intercepted transmissions; inaccessibility of the website in whole or in part for any reason; traffic congestion on the Internet or the website; unauthorized human or non-human intervention of the operation of the contest, including without limitation, unauthorized tampering, hacking, theft, virus, bugs, or worms; or destruction of any aspect of the contest, or loss, miscount, misdirection, inaccessibility or unavailability of an email account used in connection with the contest. NFCU is not responsible for any printing, typographical, technical, computer, network or human error which may occur in the administration of the contest, the uploading, the processing or judging of submissions or votes or the tabulating of votes, the announcement of the prizes or in any contest-related materials. Use of website is at user’s own risk. NFCU and parties donating prizes are not responsible for any personal injury or property damage or losses of any kind which may be sustained to user's or any other person's computer equipment resulting from participation in the contest. Should any portion of the contest be, in NFCU’s sole opinion, compromised by virus, worms, bugs, non-authorized human intervention, technical failures or other causes which, in the sole opinion of NFCU, corrupt or impair the administration, security, fairness or proper play, or uploading of submissions, NFCU reserves the right at its sole discretion to suspend, modify or terminate the contest, and select the winners from eligible submissions received prior to action taken or as otherwise deemed fair and appropriate by NFCU.

8. CONDITIONS OF PARTICIPATION:By participating in the contest, submitters agree (and agree to confirm in writing) (a) to release NFCU donating prizes from any and all claims, damages or liabilities arising from or relating to such submitter's participation in the contest; and (b) participants waive all rights to claim, punitive, incidental, consequential, or any other damages. If a finalist/winner is found to be ineligible or not in compliance with these Official Rules, the prize(s) may be forfeited and an alternate winner may be selected.



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