Protect Yourself From ATM Skimming
Here are several ways to protect yourself from ATM skimming:
1. Examine the machine. Be wary of a slot that looks unusual or has visible signs of glue or adhesive tape. Gently push or pull the machine. If it’s not solid, notify the financial institution or authorities.
2. Look for hidden cameras or any signs the PIN pad has been tampered with. Often the criminals are trying to capture your PIN with hidden cameras or digital overlays to record keystrokes. They place small pinhole cameras near the ATM and point them toward the keypad. Or in some instances, the keypad has been tampered with to electronically capture your PIN. Look for components that are temporarily affixed to the machine.
3. Cover the keypad. When using the keypad, cover your hand as you enter your PIN. Additionally, be aware of anyone standing too close.
4. Be aware of your surroundings. Scammers are more likely to target an ATM that is in a high-traffic area. Choose one that is inside a bank or within the sight of a security camera for safety.
5. Get to know your financial institution. Understand the policies and procedures of your bank or credit union. If you see something on an ATM that looks fraudulent, alert the financial institution staff members immediately.
6. Know what’s happening. Review your statement and keep an eye out for anything that seems out of place. Set up alerts in Neighbors FCU’s online banking platform to notify you of certain transactions. Online and mobile banking provide easy access to up-to-date information, helping you report a loss much sooner.
