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Caden Harris: A Young Pioneer of Financial Literacy and Entrepreneurship
Can you imagine being the CEO of your own company at 13 years old? That's the reality Caden Harris is crafting with his innovative 'Caden Teaches' initiative, a project captivating youngsters with the allure of financial wisdom. Caden has been featured on Good Morning America and spoken at institutions such as Rutgers University. Listen Now

IRA

Neighbors offers 3 choices in Individual Retirement Accounts (IRA) to give you the highest rate of return for your situation.

Traditional IRA

  • Contributions may be fully tax deductible.
  • Earnings grow tax-deferred until withdrawn.
  • Early withdrawals can be made penalty-free for qualifying reasons.

 

Roth IRA

  • Contributions are not tax deductible but can be withdrawn tax and penalty free at any time.
  • Earnings are tax-free if the account has been open for at least 5 years.

 

Education IRA

  • Contribute up to $2000 per year on a child’s behalf.
  • Contributions are not tax deductible but can be withdrawn tax and penalty free for qualified higher education purposes.
  • Funds can be transferred from one child’s account to another in the family.

 

Visit a branch to open yours today.

 

View IRA Rates

Need help finding the account/product that is right for you?
Click on the Relationship Builder and answer a few simple questions to be guided to the accounts that best fit your needs.