Certificate Rates

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Neighbors Federal Credit Union
neigborsfcu.org

Rates are current as of
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Share Certificates

# Months / Years# of DaysDiv RateAPY
3 Months91-1514.24%4.32%
6 Months182-2724.53%4.62%
9 Months273-3644.67%4.77%
12 Months or 1 Year365-5464.80%4.91%
18 Months547-7294.81%4.92%
24 Months or 2 Years730-9114.90%5.01%
30 Months912-10944.78%4.88%
36 Months or 3 Years1095-14594.56%4.66%
48 Months or 4 Years1460-18244.54%4.63%
60 Months or 5 Years18254.55%4.64%
Term share account with a minimum balance based on the tier to earn the quoted APY until maturity. Minimum balance $1500.00. Early withdrawals are subject to penalty. Dividends may be compounded or transferred to your share, extra savers, or checking account. Fees could reduce earnings on all accounts.
APY = Annual Percentage Yield.
Federally insured by NCUA.

IRA Certificates

# Months / Years# of DaysDiv RateAPY
3 Months91-1814.24%4.32%
6 Months182-2724.53%4.62%
9 Months273-3644.67%4.77%
12 Months or 1 Year365-5464.80%4.91%
18 Months547-7294.81%4.92%
24 Months or 2 Years730-9114.90%5.01%
30 Months912-10944.78%4.88%
36 Months or 3 Years1095-14594.56%4.66%
48 Months or 4 Years1460-18244.54%4.63%
60 Months or 5 Years18254.55%4.64%
Term share individual retirement account minimum balance based on tier required to earn the disclosed annual percentage yield until maturity. $1500.00 minimum balance. Dividends are compounded and posted monthly. Early withdrawals are subject to penalty. Fees could reduce earnings on all accounts.
APY = Annual Percentage Yield.
Federally insured by NCUA.