Certificate Rates

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Neighbors Federal Credit Union
neigborsfcu.org

Rates are current as of
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Share Certificates

# Months / Years# of DaysDiv RateAPY
3 Months91-1514.31%4.40%
6 Months182-2724.89%5.00%
9 Months273-3644.89%5.00%
12 Months or 1 Year365-5464.88%4.99%
18 Months547-7294.70%4.80%
24 Months or 2 Years730-9114.71%4.81%
30 Months912-10944.59%4.69%
36 Months or 3 Years1095-14594.25%4.33%
48 Months or 4 Years1460-18244.35%4.44%
60 Months or 5 Years18254.43%4.52%
Rates current as of April 18, 2024.
Term share account with a minimum balance based on the tier to earn the quoted APY until maturity. Minimum balance $1500.00. Early withdrawals are subject to penalty. Dividends may be compounded or transferred to your share, extra savers, or checking account. Fees could reduce earnings on all accounts.
APY = Annual Percentage Yield.
Federally insured by NCUA.

IRA Certificates

# Months / Years# of DaysDiv RateAPY
3 Months91-1814.31%4.40%
6 Months182-2724.89%5.00%
9 Months273-3644.89%5.00%
12 Months or 1 Year365-5464.88%4.99%
18 Months547-7294.70%4.80%
24 Months or 2 Years730-9114.71%4.81%
30 Months912-10944.59%4.69%
36 Months or 3 Years1095-14594.25%4.33%
48 Months or 4 Years1460-18244.35%4.44%
60 Months or 5 Years18254.43%4.52%
Rates current as of April 18, 2024.
Term share individual retirement account minimum balance based on tier required to earn the disclosed annual percentage yield until maturity. $1500.00 minimum balance. Dividends are compounded and posted monthly. Early withdrawals are subject to penalty. Fees could reduce earnings on all accounts.
APY = Annual Percentage Yield.
Federally insured by NCUA.