Certificate Rates

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Neighbors Federal Credit Union
neigborsfcu.org

Rates are current as of
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Share Certificates

# Months / Years# of DaysDiv RateAPY
3 Months91-1514.31%4.40%
6 Months182-2725.25%5.38%
9 Months273-3645.26%5.39%
12 Months or 1 Year365-5465.26%5.39%
18 Months547-7295.05%5.17%
24 Months or 2 Years730-9115.00%5.12%
30 Months912-10944.97%5.08%
36 Months or 3 Years1095-14594.34%4.43%
48 Months or 4 Years1460-18244.29%4.37%
60 Months or 5 Years18254.26%4.34%
Rates current as of February 29, 2024.
Term share account with a minimum balance based on the tier to earn the quoted APY until maturity. Minimum balance $1500.00. Early withdrawals are subject to penalty. Dividends may be compounded or transferred to your share, extra savers, or checking account. Fees could reduce earnings on all accounts.
APY = Annual Percentage Yield.
Federally insured by NCUA.

IRA Certificates

# Months / Years# of DaysDiv RateAPY
3 Months91-1814.31%4.40%
6 Months182-2725.25%5.38%
9 Months273-3645.26%5.39%
12 Months or 1 Year365-5465.26%5.39%
18 Months547-7295.05%5.17%
24 Months or 2 Years730-9115.00%5.12%
30 Months912-10944.97%5.08%
36 Months or 3 Years1095-14594.34%4.43%
48 Months or 4 Years1460-18244.29%4.37%
60 Months or 5 Years18254.26%4.34%
Rates current as of February 29, 2024.
Term share individual retirement account minimum balance based on tier required to earn the disclosed annual percentage yield until maturity. $1500.00 minimum balance. Dividends are compounded and posted monthly. Early withdrawals are subject to penalty. Fees could reduce earnings on all accounts.
APY = Annual Percentage Yield.
Federally insured by NCUA.