Certificate Rates

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Neighbors Federal Credit Union
neigborsfcu.org

Rates are current as of
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Share Certificates

# Months / Years# of DaysDiv RateAPY
3 Months91-1814.31%4.40%
6 Months182-2724.65%4.75%
9 Months273-3644.66%4.76%
12 Months or 1 Year365-5464.66%4.76%
18 Months547-7294.45%4.54%
24 Months or 2 Years730-9114.40%4.49%
30 Months912-10944.40%4.49%
36 Months or 3 Years1095-14593.95%4.02%
48 Months or 4 Years1460-18244.02%4.09%
60 Months or 5 Years18254.02%4.09%
Rates current as of October 6, 2024.
Term share account with a minimum balance based on the tier to earn the quoted APY until maturity. Minimum balance $1500.00. Early withdrawals are subject to penalty. Dividends may be compounded or transferred to your share, extra savers, or checking account. Fees could reduce earnings on all accounts.
APY = Annual Percentage Yield.
Federally insured by NCUA.

IRA Certificates

# Months / Years# of DaysDiv RateAPY
3 Months91-1814.31%4.40%
6 Months182-2724.65%4.75%
9 Months273-3644.66%4.76%
12 Months or 1 Year365-5464.66%4.76%
18 Months547-7294.45%4.54%
24 Months or 2 Years730-9114.40%4.49%
30 Months912-10944.40%4.49%
36 Months or 3 Years1095-14593.95%4.02%
48 Months or 4 Years1460-18244.02%4.09%
60 Months or 5 Years18254.02%4.09%
Rates current as of October 6, 2024.
Term share individual retirement account minimum balance based on tier required to earn the disclosed annual percentage yield until maturity. $1500.00 minimum balance. Dividends are compounded and posted monthly. Early withdrawals are subject to penalty. Fees could reduce earnings on all accounts.
APY = Annual Percentage Yield.
Federally insured by NCUA.