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Dividend Checking

Make your money make money

Dividend Checking allows you to earn dividends on your balance and enjoy all the conveniences of checking with Neighbors.

Designed for cash rewards

  • Monthly dividends for balances between $1,500 and $15,000.
  • ATM refunds up to $4.99 per transaction (not to exceed $20 per month).
  • Easy access with 24/7 mobile apps, online banking, and bill pay.
  • Visa debit card.
  • E statements available.
  • Automatic overdraft protection available.

4 simple qualifications per month

  • 10 debit card swipes monthly.
  • $1,500 minimum average daily balance.
  • 1 ACH deposit or withdrawal monthly.
  • estatements.

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Need help finding the account/product that is right for you?
Click on the Relationship Builder and answer a few simple questions to be guided to the accounts that best fit your needs.

Dividend RangeDividend RateAnnual Percentage Yield
$1500.00 - $15000.001.85%1.87%
over $15000.000.10%0.10%
$6 service fee applied to those accounts that fall below the $1,500 minimum average daily checking account balance. Regular share rate will apply to balances over $15,000. Dividends are calculated on a daily balance method and are compounded and credited monthly. If the member fails to meet one or more of the qualifications, the member will receive only .05% dividend rate on the checking account. Fees could reduce earnings on this account.
Federally insured by NCUA.
APY accurate as of .