Dividend Checking
Make your money make money
Dividend Checking allows you to earn dividends on your balance and enjoy all the conveniences of checking with Neighbors.
Designed for cash rewards
- Monthly dividends for balances between $1,500 and $15,000.
- ATM refunds up to $4.99 per transaction (not to exceed $20 per month).
- Easy access with 24/7 mobile apps, online banking, and bill pay.
- Visa debit card.
- E statements available.
- Automatic overdraft protection available.
4 simple qualifications per month
- 10 debit card swipes monthly.
- $1,500 minimum average daily balance.
- 1 ACH deposit or withdrawal monthly.
- estatements.
Need help finding the account/product that is right for you?
Click on the Relationship Builder and answer a few simple questions to be guided to the accounts that best fit your needs.
Click on the Relationship Builder and answer a few simple questions to be guided to the accounts that best fit your needs.
| Dividend Range | Dividend Rate | Annual Percentage Yield |
|---|---|---|
| $1500.00 - $15000.00 | 1.85% | 1.87% |
| over $15000.00 | 0.10% | 0.10% |
$6 service fee applied to those accounts that fall below the $1,500 minimum average daily checking account balance. Regular share rate will apply to balances over $15,000. Dividends are calculated on a daily balance method and are compounded and credited monthly. If the member fails to meet one or more of the qualifications, the member will receive only .05% dividend rate on the checking account. Fees could reduce earnings on this account. |
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