Dividend Checking Account | Neighbors Federal Credit Union
Please Pardon Our Progress... The Howell Branch drive thru will close Feb. 16th and remained closed for approximately two weeks as we update the drive thru experience. We apologize for any inconvenience and appreciate your patience.

Dividend Checking

Designed for cash rewards.

  • Monthly dividends for balances up to the first $15,000.
  • ATM refunds up to $4.99 per transaction (not to exceed $20 per month).
  • Easy access with 24/7 mobile apps, online banking, and bill pay.
  • Visa debit card.
  • E statements available.
  • Automatic overdraft protection available.

4 simple qualifications per month

  • 10 debit card swipes monthly.
  • $1,500 minimum average daily balance.
  • 1 ACH deposit or withdrawal monthly.
  • estatements.

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Dividend RangeDividend RateAnnual Percentage Yield
$1500.00 - $15000.002.25%2.27%
over $15000.000.10%0.10%

$6 service fee applied to those accounts that fall below the $1500 minimum average daily checking account balance. Regular share rate will apply to balances over $15,000. Dividends are calculated on a daily balance method and are compounded and credited monthly. If the member fails to meet one or more of the qualifications, the member will receive only .05% dividend rate on the checking account. Fees could reduce earnings on this account. APY accurate as of 6/29/18.