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Dividend Checking

What is a dividend bearing checking account?

Dividend Checking allows you to earn dividends on your balance and enjoy all the conveniences of checking with Neighbors. This account blends the best of checking and savings by offering an attractive annual percentage yield (APY), while allowing you unfettered access to your money.

Designed for cash rewards

  • Monthly dividends for balances between $1,500 and $15,000.
  • ATM refunds up to $4.99 per transaction (not to exceed $20 per month).
  • Easy access with 24/7 mobile apps, online banking, and bill pay.
  • Visa debit card.
  • E statements available.
  • Automatic overdraft protection available.

4 simple qualifications per month

  • 10 debit card swipes monthly.
  • $1,500 minimum average daily balance.
  • 1 ACH deposit or withdrawal monthly.
  • estatements.

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Need help finding the account/product that is right for you?
Click on the Relationship Builder and answer a few simple questions to be guided to the accounts that best fit your needs.

Dividend RangeDividend RateAnnual Percentage Yield
$1500.00 - $15000.001.85%1.87%
over $15000.000.10%0.10%
$6 service fee applied to those accounts that fall below the $1,500 minimum average daily checking account balance. Regular share rate will apply to balances over $15,000. Dividends are calculated on a daily balance method and are compounded and credited monthly. If the member fails to meet one or more of the qualifications, the member will receive only .05% dividend rate on the checking account. Fees could reduce earnings on this account.
Federally insured by NCUA.
APY accurate as of .