Skip to Content
Join Kim and Neighbors IRA specialist, Terrell Collier, as they discuss the newest rules and requirements affecting IRAs and what benefits they could hold for you and your retirement. Listen Now

Lot & Land Loans

Lot/Land Loans

Purchase a lot or land prior to building.

  • Up to 100% financing available
  • Terms up to 12 years
Loan TypeTermInterest RatePointsAPR
Land (Lot in a Subdivision)12 Year5.000%1%5.493%
Land or Acreage12 Year5.000%1%5.493%
Rates quoted are not locked in and are subject to change. Rates are not locked until a rate lock acknowledgement has been signed.
The annual percentage rate (APR) is the cost of credit over the term of the loan expressed as an annual rate. Interest rates and APRs are based on current market rates and are for informational purposes only. Rates are subject to change without notice and APR (Annual Percentage Rate) calculations are based on certain assumptions related to closing costs and fees.

apply now
I’d like to receive more information

Need help finding the account/product that is right for you?
Click on the Relationship Builder and answer a few simple questions to be guided to the accounts that best fit your needs.
Also of Interest:

Start your application process

Thank you for considering Neighbors FCU as your mortgage lender. Please fill out the information below and one of our mortgage team members will reach out to you.