Debt Consolidation | Neighbors Federal Credit Union
Please Pardon Our Progress... The Howell Branch drive thru will close Feb. 16th and remained closed for approximately two weeks as we update the drive thru experience. We apologize for any inconvenience and appreciate your patience.

Debt Consolidation

We offer several convenient options to consolidate debt.

Home equity line of credit

  • No application fee.
  • Borrow up to 90% of the value of your home.
  • Has a determined payoff date.
  • As low as 5.25% APR variable

Apply Now

 

Personal Loan

  • Minimum of $1000 up to a maximum of $20000.
  • Can be used to pay off finance companies with higher interest rates.
  • As low as 8.90% APR

Apply Now

 

Neighbors Visa credit card

  • Minimum of $500 to a maximum of $20000.
  • Low balance transfer rates.
  • Low monthly payments.

Apply Now

Home Equity Line of Credit Disclosure
*Annual percentage rates (APR) quoted are subject to change based on Prime index movement as published in the Wall Street Journal, subject to a limit on increase of 6% over the term of the loan.  Cap on annual limit on APR increase or decrease of 2% and subject to a floor.  Initial Interest rate may be higher based on an evaluation of your credit performance.  Minimum loan and draw amount is $10,000.  Minimum loan term is 10 years.  Rates and terms are subject to change without notice.  Consult a tax advisor regarding the deductibility of interest and charges under the plan.