Debt Consolidation

We offer several convenient options to consolidate debt.

Home equity line of credit

  • No application fee.
  • Borrow up to 90% of the value of your home.
  • Has a determined payoff date.
  • As low as 5.50% APR variable

Apply Now


Personal Loan

  • Minimum of $1,000 up to a maximum of $30,000.
  • Can be used to pay off finance companies with higher interest rates.
  • As low as 9.25% APR

Apply Now


Neighbors Visa credit card

  • Minimum of $1,000 to a maximum of $20,000.
  • Low balance transfer rates.
  • Low monthly payments.

Apply Now

Home Equity Line of Credit Disclosure
*Annual percentage rates (APR) quoted are subject to change based on Prime index movement as published in the Wall Street Journal, subject to a limit on increase of 6% over the term of the loan.  Cap on annual limit on APR increase or decrease of 2% and subject to a floor.  Initial Interest rate may be higher based on an evaluation of your credit performance.  Minimum loan and draw amount is $10,000.  Minimum loan term is 10 years.  Rates and terms are subject to change without notice.  Consult a tax advisor regarding the deductibility of interest and charges under the plan.