On-Going Fraud Alert
It has come to our attention that some individuals are attempting to exploit our members through fraudulent text messages (SMS) and phone calls, claiming to be representatives of Neighbors Federal Credit Union. Protect yourself
Maximizing Value and Joy in High-Impact Purchases with Frugal Friends
Who says frugality can't be fun? Jen and Jill, the dynamic duo from the Frugal Friends podcast, join us to flip the script on saving pennies and show how it's truly about managing resources with intention. Listen Now

Debt Consolidation

We offer several convenient options to consolidate debt.

Need help finding the account/product that is right for you?
Click on the Relationship Builder and answer a few simple questions to be guided to the accounts that best fit your needs.

Home equity line of credit

  • No application fee.
  • Borrow up to 90% of the value of your home.
  • Has a determined payoff date.
  • As low as 8.50% APR variable

Apply Now

 

Personal Loan

  • Minimum of $1,000 up to a maximum of $15,000.
  • Can be used to pay off finance companies with higher interest rates.
  • As low as 11.80% APR

Apply Now

 

Neighbors Visa credit card

  • Minimum of $1,000 to a maximum of $10,000.
  • Low balance transfer rates.
  • Low monthly payments.

Apply Now

Home Equity Line of Credit Disclosure
*Annual percentage rates (APR) quoted are subject to change based on Prime index movement as published in the Wall Street Journal, subject to a limit on increase of 6% over the term of the loan.  Cap on annual limit on APR increase or decrease of 2% and subject to a floor.  Initial Interest rate may be higher based on an evaluation of your credit performance.  Minimum loan and draw amount is $10,000.  Minimum loan term is 10 years.  Rates and terms are subject to change without notice.  Consult a tax advisor regarding the deductibility of interest and charges under the plan.