A $6 monthly service fee applies to those accounts that fall below the $1500 minimum average daily checking account balance. Minimum $25 deposit required. ATM fee refunds up to $4.99 per transaction up to $20 each month. Fees could reduce earnings on the account. To earn the stated dividend rate and ATM fee refunds, criteria must be met for each Qualification Cycle. Qualification Cycle means a period beginning the first day of the current statement cycle through the last day of the current cycle. Other fees may apply. Refer to Neighbors FCU Fee Schedule for additional details. Fees could reduce earnings on this account. APY accurate as of .
Regular share rate will apply to balances over $15,000. Dividends are calculated on a daily balance method and are compounded and credited monthly. If the member fails to meet one or more of the qualifications, the member will receive only .05% dividend rate on the checking account.
1 Cell phone protection and personal identity protection are subject to additional terms and conditions.
2 Insurance products are not a deposit, not federally insured, not an obligation or guaranteed by the credit union, its affiliates, or any government agency.