Dividend Plus Checking

Make money while enjoying the benefits of Plus.

  • Monthly dividends for balances up to the first $15,000.
  • ATM refunds up to $4.99 per transaction (not to exceed $20 per month).
  • Shop local, save local with Neighbors Plus, powered by BaZing savings.
  • Cell phone protection 1,2.
  • Identity theft protection 1,2.
  • Roadside assistance.
  • $10,000 accidental death & dismemberment coverage 2.
  • Pharmacy, vision, and hearing savings.
  • Easy access to 24/7 mobile apps, online banking, and bill pay.
  • Visa debit card.
  • E-statements available.
  • Automatic overdraft protection available.

4 simple qualifications per month

  • 10 debit card swipes monthly.
  • $1,500 minimum average daily balance.
  • 1 ACH deposit or withdrawal monthly.
  • eStatements.

Monthly Fee: $4.95

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Dividend RangeDividend RateAnnual Percentage Yield
$1500.00 - $15000.001.85%1.87%
over $15000.000.10%0.10%

A $6 monthly service fee applies to those accounts that fall below the $1500 minimum average daily checking account balance. Minimum $25 deposit required. ATM fee refunds up to $4.99 per transaction up to $20 each month. Fees could reduce earnings on the account. To earn the stated dividend rate and ATM fee refunds, criteria must be met for each Qualification Cycle. Qualification Cycle means a period beginning the first day of the current statement cycle through the last day of the current cycle. Other fees may apply. Refer to Neighbors FCU Fee Schedule for additional details. Fees could reduce earnings on this account.
Regular share rate will apply to balances over $15,000. Dividends are calculated on a daily balance method and are compounded and credited monthly. If the member fails to meet one or more of the qualifications, the member will receive only .05% dividend rate on the checking account.
1 Cell phone protection and personal identity protection are subject to additional terms and conditions.
2 Insurance products are not a deposit, not federally insured, not an obligation or guaranteed by the credit union, its affiliates, or any government agency.
APY is accurate as of 5/01/2024

Early Payday

Switch your ACH direct deposit to Neighbors and you could get access to your funds up to 3 days earlier.