Other Loan Options
ATV / Motorcycle / Jet Ski
| Term | APR* as low as | Payment Per $1000 |
|---|---|---|
| 36 Months | 4.65% | $29.79 |
| 48 Months | 4.90% | $22.95 |
| 60 Months | 5.00% | $18.84 |
| 66 Months | 5.14% | $17.39 |
| 72 Months | 5.65% | $16.37 |
*APR = Annual Percentage Rate. Rates quoted are subject to change. Interest rates may be higher based on an evaluation of your credit performance and a down payment may be required.
Recreational Vehicles
| Loan Type | Term | APR* as low as | Payment per $1,000 |
|---|---|---|---|
| Boat (max $7499) | 36 | 4.75% | $29.92 |
| Boat (min $7500) | 48 | 5.14% | $23.14 |
| Boat (min $10000) | 60 | 5.14% | $18.98 |
| Boat (min $12000) | 84 | 5.50% | $14.41 |
| Boat (min $15000) | 96 | 6.14% | $13.25 |
| Boat (min $20000) | 120 | 6.14% | $11.21 |
| Motorhome (min $7500) | 24 - 84 | 7.20% | $15.24 |
| Motorhome (min $25000) | 85 - 120 | 7.20% | $11.76 |
| Motorhome ($75000 - $150000) | up to 180 | 7.20% | $9.14 |
| Travel Trailer / 5th Wheels (min $4000) | 47 | 4.50% | $23.29 |
| Travel Trailer / 5th Wheels (min $10000) | 72 | 4.75% | $16.03 |
| Travel Trailer / 5th Wheels (min $12000) | 84 | 5.00% | $14.17 |
| Travel Trailer / 5th Wheels (min $15000) | 96 | 5.25% | $12.81 |
| Travel Trailers / 5th Wheels (min $20000) | 120 | 5.50% | $10.88 |
*APR = Annual Percentage Rate. Annual percentage rates, terms and availability may differ based upon evaluation of credit. Rates above are subject to change. Rates are based on a 0.25% protection package discount requiring one of the following: subscription to Credit Disability insurance, Auto Pay/Direct Pay/Payroll Allocation or opening of a new Neighbors checking account. Additional loan rates and terms may be available. Other restrictions may apply.
Open End Loans
| Loan Type | Annual Percentage Rate | Details |
|---|---|---|
| Access Line of Credit | 8.90 - 17.90% | This APR will be based on your creditworthiness |
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Penalty fees:
Late Charge – 5% of amount
Overdraft Advance – $4.00
How we will calculate your balance: We will use a balance computation method called “daily balance”. See your Account Agreement for more details.
Billing Rights: Information on your rights to dispute transactions and how to exercise those rights is provided in your Account Agreement.
Late Charge: If your installment payment is more than 30 days late, you will be charged a fee of 5% of the payment due.
Overdraft Advance: You will be charged $4.00 for an overdraft advance.
Collections Charge: You promise to pay all costs of collecting the amount you owe under this agreement, including court cost and reasonable attorney fees up to 33%.
Risk Based: The Annual Percentage Rate (APR) you receive will be within the range disclosed above and is based on your credit worthiness. Please ask us for the rate that you qualify for.
Annual percentage rates, terms and availability may differ based upon evaluation of credit.
Other Loans
| Loan Type | Term / Details | APR* as low as |
|---|---|---|
| Personal Loan | 60 | 8.90% |
| Share Secured | This APR will vary with the market based on the Share dividend rate. | 2.60% |
| Certificate Secured | This APR will vary with the market based on the Certificate dividend rate. | 5.25% |