Home Equity Line of Credit

Rates on home equity loans are lower than that on most credit cards and consumer loans and allow you to use the equity you’ve built in your home.

  • No application fee.
  • Possible tax deductible interest payments.
  • Terms up to 120 months are available.
  • Loans up to 90% of the value of your home.
  • Minimal cost involved.
  • Proceeds may be used for a variety of needs.

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Additional documentation may be needed before loan closing. Including:

  • Two years tax returns.
  • Last statement from all of your financial institutions.
  • Last two pay check stubs.
  • Legal description of the property.
  • Last statement from your first mortgage company.

Rates are current as of today’s date

TermBeginning APR
120 Months5.00%

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*Annual percentage rates (APR) quoted are subject to change based on Prime index movement as published in the Wall Street Journal, subject to a limit on increase of 6% over the term of the loan.  Cap on annual limit on APR increase or decrease of 2% and subject to a floor.  Initial Interest rate may be higher based on an evaluation of your credit performance.  Minimum loan and draw amount is $10,000.  Minimum loan term is 10 years.  Rates and terms are subject to change without notice.  Consult a tax advisor regarding the deductibility of interest and charges under the plan.