Tap into your home equity

Get $10,000 to $150,000 with $0 in closing costs*

Get the cash you need for remodeling, debt consolidation, home improvement, family vacation… Whatever your need, a Home Equity Line of Credit may be the answer you’re looking for.

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Rates on home equity loans are lower than that on most credit cards and consumer loans and allow you to use the equity you’ve built in your home.

  • No application fee.
  • Possible tax deductible interest payments.
  • Terms up to 120 months are available.
  • Loans up to 90% of the value of your home.
  • Minimal cost involved.
  • Proceeds may be used for a variety of needs.

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Additional documentation may be needed before loan closing. Including:

  • Two years tax returns.
  • Last statement from all of your financial institutions.
  • Last two pay check stubs.
  • Legal description of the property.
  • Last statement from your first mortgage company.

Rates are current as of today’s date

TermBeginning APR
120 Months5.00%

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* Zero closing costs applicable to HELOC remaining open for 12 months or 1 year.
**APR = Annual Percentage Rate. APR quoted is tied to the Prime index as published in the Wall Street Journal and is subject to change based on Prime index movement, subject to a limit on increase of 6% over the term of the loan. Cap on annual limit on APR increase or decrease of 2% and subject to a floor. Initial interest rate may be higher based on an evaluation of your credit. Minimum loan and draw amount is $10,000. Minimum loan term is 10 years. Loans may be up to 90% of the value of your home. Rates and terms are subject to change without notice. Consult a tax advisor regarding the deductibility of interest and charges under the plan.