Certificates | Neighbors FCU | Share & IRA Certificates
It has been brought to our attention that several members have received phone calls and text messages appearing to be from Neighbors Federal Credit Union. In these communications, they are asking for sensitive information such as debit card numbers, PIN numbers, online banking information, etc. Neighbors WILL NEVER ask you for this information. These calls and texts are part of a phishing attempt targeting financial institutions. Your information has not been compromised and we have not suffered a security breach of any kind. Please contact us at 225-819-2178 if you have any questions or concerns.

Certificates

Much like a Certificate of Deposit, this account can help you earn a higher rate of return on your money. Stop by a branch to open yours today.

Check out these special rates

6 Month

Share Certificate

1.65%

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9 Month

Share Certificate

1.90%

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18 Month

Share Certificate

2.10%

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Share Certificate

  • $1500 minimum balance required.
  • Terms of 3, 6, 9, 12, 18, 24, 30, 36, 48, or 60 months.
  • Automatic renewal at current rates.
  • Fixed rate for the term of the certificate.

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Early withdrawals are subject to penalty

IRA Certificate

Combine the steady interest of a Share certificate with the tax advantages of an Individual Retirement Account (IRA).

  • $1500 minimum balance.
  • Terms of 3, 6, 9, 12, 18, 24, 30, 36, 48, or 60 months.

Certificate Rates

Share Certificates

# Months / Years# of DaysDiv RateAPY
3 Months91-1810.65%0.65%
6 Months182-2721.64%1.65%
9 Months273-3641.88%1.90%
12 Months or 1 Year365-5461.98%2.00%
18 Months547-7292.08%2.10%
24 Months or 2 Years730-9112.08%2.10%
30 Months912-10942.08%2.10%
36 Months or 3 Years1095-14592.18%2.20%
48 Months or 4 Years1460-18242.23%2.25%
60 Months or 5 Years18252.28%2.30%
Term share account with a minimum balance based on the tier to earn the quoted APY until maturity. Minimum balance $1500.00. Early withdrawals subject to penalty. Dividends may be compounded or transferred to your share, extra savers or checking account. Fees could reduce earnings on all accounts.
APY = Annual Percentage Yield

IRA Certificates

# Months / Years# of DaysDiv RateAPY
3 Months91-1810.65%0.65%
6 Months182-2721.64%1.65%
9 Months273-3641.88%1.90%
12 Months or 1 Year365-5461.98%2.00%
18 Months547-7292.08%2.10%
24 Months or 2 Years730-9112.08%2.10%
30 Months912-10942.08%2.10%
36 Months or 3 Years1095-14592.18%2.20%
48 Months or 4 Years1460-18242.23%2.25%
60 Months or 5 Years18252.28%2.30%
Term share individual retirement account minimum balance based on tier required to earn the disclosed annual percentage yield until maturity. $1500.00 minimum balance. Dividends are compounded and posted monthly. Early withdrawals are subject to penalty. Fees could reduce earnings on all accounts. APY accurate as of
APY = Annual Percentage Yield