Mortgage Loan Options

Buying a home? Stay local. We offer a variety of mortgage loan options to fit your needs.

 

Purchase Power Mortgage

With 100% financing for purchases, a Purchase Power Mortgage is ideal for a first-time homebuyer.

  • No down payment required
  • Fixed interest rate
  • NO Private Mortgage Insurance (PMI) required
  • Seller contribution up to 6% allowed
  • Maximum loan amount $300,000
  • Maximum DTI (Debt to Income ratio) 40%

Requirements to qualify

  • Minimum mid credit score of 660
  • No slow payments in the last 24 months
  • Judgments, liens, collections, voluntary or involuntary repossessions, charge-offs, federal and state tax liens must all be paid in full
  • No open or active mortgage allowed qualifying for the product
  • Minimum 25 months of verified employment in the same or related field
  • Two years W-2s and Tax returns required

Contact us for more information

Mission Daigle 819-5687
Tameka Thompson 819-4357
Bridgette White 819-5682

Conventional Mortgage Loans

With a wide choice of terms and competitive rates, our mortgage options work within your budget and fulfill your homeownership dreams.

• 10, 15, 20, or 30-year terms.
• Fixed or adjustable rate financing.
• Multiple down payment options.

Apply Now

Lot/Land Loans

Purchase a lot or land prior to building.

• Up to 100% financing available.
• Terms up to 12 years.

Contact us for more information

Mission Daigle 819-5687
Tameka Thompson 819-4357
Bridgette White 819-5682

Construction Loans

We’re here to help you build the home of your dreams.

• Flexible terms.
• Interest only payments.
• For primary residence only.

Contact us for more information

Mission Daigle 819-5687
Tameka Thompson 819-4357
Bridgette White 819-5682