Mortgage Loan Options
Buying a home? Stay local. We offer a variety of mortgage loan options to fit your needs.
Purchase Power Mortgage
With 100% financing for purchases, a Purchase Power Mortgage is ideal for a first-time homebuyer.
- No down payment required
- Fixed interest rate
- NO Private Mortgage Insurance (PMI) required
- Seller contribution up to 6% allowed
- Maximum loan amount $300,000
- Maximum DTI (Debt to Income ratio) 40%
Requirements to qualify
- Minimum mid credit score of 660
- No slow payments in the last 24 months
- Judgments, liens, collections, voluntary or involuntary repossessions, charge-offs, federal and state tax liens must all be paid in full
- No open or active mortgage allowed qualifying for the product
- Minimum 25 months of verified employment in the same or related field
- Two years W-2s and Tax returns required
Contact us for more information
Mission Daigle 819-5687
Tameka Thompson 819-4357
Bridgette White 819-5682
Conventional Mortgage Loans
With a wide choice of terms and competitive rates, our mortgage options work within your budget and fulfill your homeownership dreams.
• 10, 15, 20, or 30-year terms.
• Fixed or adjustable rate financing.
• Multiple down payment options.
Lot/Land Loans
Purchase a lot or land prior to building.
• Up to 100% financing available.
• Terms up to 12 years.
Contact us for more information
Mission Daigle 819-5687
Tameka Thompson 819-4357
Bridgette White 819-5682
Construction Loans
We’re here to help you build the home of your dreams.
• Flexible terms.
• Interest only payments.
• For primary residence only.
Contact us for more information
Mission Daigle 819-5687
Tameka Thompson 819-4357
Bridgette White 819-5682