Mortgage Loan Options

Buying a home? Stay local. We offer a variety of mortgage loan options to fit your needs.

With 100% financing for purchases, a Purchase Power Mortgage is ideal for a first-time homebuyer.

Requirements to qualify

Minimum mid credit score of 660
No slow payments in the last 24 months
Judgments, liens, collections, voluntary or involuntary repossessions, charge-offs, federal and state tax liens must all be paid in full
No open or active mortgage allowed qualifying for the product
Minimum 25 months of verified employment in the same or related field
Two years W-2s and Tax returns required
Property must be located in East Baton Rouge, West Baton Rouge, East Feliciana, West Feliciana, Ascension, Iberville, Livingston, Pointe Coupee, or St. Helena parish
Property must be a detached single family dwelling (no condos/town homes/mobile or manufactured/modular homes)

Purchase a lot or land prior to building.

• Up to 100% financing available.
• Terms up to 12 years.

With a wide choice of terms and competitive rates, our mortgage options work within your budget and fulfill your homeownership dreams.

• 10, 15, 20, or 30-year terms.
• Fixed or adjustable-rate financing.
• Multiple down payment options.

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