Commercial Deposit Account Rates
Neighbors Federal Credit Union – neighborsfcu.org | Rates are current as of
[vpsb_print_button]
Business Savings
Minimum Balance to Earn APY
Dividend Rate
APY
$100
0.10%
0.10%
Business Extra Savings
Minimum Balance to Earn APY
Dividend Rate
APY
$100
0.10%
0.10%
Business Money Market
Dividend Rate
APY
$0 – 2,499.99
0.00%
0.00%
$2,500 – 24,999.99
3.49%
3.55%
$25,000 – 49,999.99
3.74%
3.80%
$50,000 – 99,999.99
3.98%
4.05%
$100,000 +
4.22%
4.30%
Business Dividend Checking
Dividend Rate
APY
$0 – 2,499.99
0.00%
0.00%
$2,500 – 4,999.99
0.05%
0.05%
$5,000 – 9,999.99
0.15%
0.15%
$10,000 +
0.25%
0.25%
APY=Annual Percentage Yield. Dividends are calculated on a daily balance method and are credited monthly. $2,500 minimum balance is required to earn the disclosed rate for each day.
Business Share Certificate
# of Months/Years
# of Days
Dividend Rate
APY
3 Months
91-181
4.31%
4.40%
6 Months
182-272
4.89%
5.00%
9 Months
273-364
4.89%
5.00%
12 Months or 1 Year
365-546
4.88%
4.99%
18 Months
547-729
4.70%
4.80%
24 Months or 2 Years
730-911
4.71%
4.81%
30 Months
912-1094
4.59%
4.69%
36 Months or 3 Years
1095-1459
4.25%
4.33%
48 Months or 4 Years
1460-1824
4.35%
4.44%
60 Months or 5 Years
1825
4.43%
4.52%
APY = Annual Percentage Yield. Term share account with a minimum balance based on the tier to earn the quoted APY until maturity. Minimum balance $1500.00. Early withdrawals are subject to penalty. Dividends may be compounded or transferred to your share, extra savers, or checking account. Fees could reduce earnings on all accounts. Federally insured by NCUA.