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Master Your Tax Season: Strategies, Deductions, and Smarter Filings with CPA Jody Buckner
Get ready to navigate the complexities of tax season with confidence as we bring CPA extraordinaire Ms. Jody Buckner into the Money Matters fold. This episode is a must-listen for anyone looking to avoid common pitfalls and make the most of their tax returns. Listen Now

Commercial account rates

Business Savings

Save for the unexpected. A business savings account establishes your business relationship and offers a secure way to build capital.

  • 24/7 online banking and app access.
  • 3 free withdrawals per month.
Minimum Balance to Earn APYDividend RateAPY
$100.000.10%0.10%

Business Extra Savings

An independent account for easy budgeting.

  • 24/7 online banking and app access.
  • 3 free withdrawals per month.
Minimum Balance to Earn APYDividend RateAPY
$100.000.10%0.10%

Business Money Market

A great savings alternative for businesses looking for a solid investment without risking principal.

  • Earn higher returns on your capital.
  • Rewards for higher balances with tiered interest rates.
  • 24/7 online banking and app access.
  • $2,500 minimum balance.
  • Up to 6 withdrawals per month.
Dividend RateAPY
$0 - 2,499.990.00%0.00%
$2,500 - 24,999.993.49%3.55%
$25,000 - $49,999.993.74%3.80%
$50,000 - $99,999.993.98%4.05%
$100,000 +4.22%4.30%

Business Dividend Checking

Created for medium to large business.

Dividend RateAPY
$0 - $2,499.990.00%0.00%
$2,500.00 - $4,999.990.05%0.05%
$5,000.00 - $9,999.990.15%0.15%
$10,000.00 +0.25%0.25%
Dividends are calculated on a daily balance method and are credited monthly. $2,500 minimum balance required to earn the disclosed rate for each day.
APY=Annual Percentage Yield

Business Share Certificate

Lock in a consistent return on your capital.

  • Rates are set for terms of 6 to 60 months.
  • Dividends are paid monthly, compounded, or transferred to another account.
  • Early withdrawal is subject to penalty.
# Months / Years# of DaysDiv RateAPY
3 Months91-1514.31%4.40%
6 Months182-2725.05%5.17%
9 Months273-3645.05%5.17%
12 Months or 1 Year365-5465.05%5.17%
18 Months547-7294.87%4.98%
24 Months or 2 Years730-9114.91%5.02%
30 Months912-10944.78%4.89%
36 Months or 3 Years1095-14594.31%4.40%
48 Months or 4 Years1460-18244.28%4.36%
60 Months or 5 Years18254.26%4.34%
Rates current as of March 18, 2024.
Term share account with a minimum balance based on the tier to earn the quoted APY until maturity. Minimum balance $1500.00. Early withdrawals are subject to penalty. Dividends may be compounded or transferred to your share, extra savers, or checking account. Fees could reduce earnings on all accounts.
APY = Annual Percentage Yield.
Federally insured by NCUA.