Basic Checking

Designed for those who are looking to repair or build credit, or have been denied checking services elsewhere.

  • $10 monthly service charge
    • Universal below minimum balance fee does not apply
  • No minimum balance required
  • Free debit card
  • Unlimited check writing
  • Free online banking and bill pay
  • Free E-statements
  • Overdraft protection and Courtesy Pay available
    • $250.00 overdraft limit
  • No Service Center lobby access
  • Upgrade eligible after 12 months in good standing



Easy access is a cornerstone of a great banking experience.