Business Checking Accounts
Business checking accounts that fit your needs with the freedom to change as your business changes.
| Business Basic Checking | Business Advantage Checking | Business Dividend Checking | Business Non-Profit Checking | |
|---|---|---|---|---|
| Designed For | Small to Medium Businesses | Small to Medium Businesses | Medium to Large Businesses | Non-Profit Organizations, Small Associations, Local Club Accounts |
| Minimum Initial Deposit | $100 | $250 | $250 | $25 |
| Monthly Fee (Fee waived with...) | $0 | $20 ($5000 Avg. Daily Balance) | $30 ($10000 Avg. Daily Balance) | $5 |
| # of Combined Transactions & Deposit Items Per Month (Fee per item over limit) | 150 ($0.25) | 300 ($0.30) | 150 ($0.30) | 300 ($0.25) |
| Coin Deposited - Rolled Per Month (Fee per roll over limit) | 25 rolls ($0.10) | 50 Rolls ($0.10) | 25 Rolls ($0.10) | 50 Rolls ($0.10) |
| Coin Deposited - Unrolled per month | 3% | 3% | 3% | 3% |
| Cash Available Per Month (Fee per $1 over limit) | $1,500 ($0.002) | $3,000 ($0.002) | $1,500 ($0.002) | $3,000 ($0.002) |
| Coin Available Per Month (Fee per roll over limit) | 5 Rolls ($0.10) | 10 Rolls ($0.10) | 5 Rolls ($0.10) | 10 Rolls ($0.10) |
| Earns Dividends* | ⚫ | |||
| VISA Check Card | ⚫ | ⚫ | ⚫ | ⚫ |
| Business Bill Pay | ⚫ | ⚫ | ⚫ | ⚫ |
| Business Mobile App | ⚫ | ⚫ | ⚫ | ⚫ |
| Open Now | Open Now | Open Now | Open Now |
*Dividends paid on tiered rate. Minimum balance to earn dividends is $2,500.
Commercial Online Banking Services
Commercial Online Banking |
Commercial Mobile Banking |
Neighbors FCU Account Analysis statements
Neighbors FCU Account Analysis statements provide our business members with a summary of their checking account and cash management services used for the previous month, helping our members efficiently manage their service fees.
Available on all commercial accounts
Received monthly on the 15th as an addition to your month-end statement
Available for free in your Online Banking portal, or by mail
Balance Computation
Average daily book balance, collected balance, support services balances, and month-end balance
Service Charge Information
Total charges incurred for ancillary account services. Charges for these services post to your account monthly on the 15th.
Service Charge Detail
Service charges breakdown rendered from the previous month
Service Summary
Recap of total charges debited, ancillary service charges due to pay, or waived charges on the account during the prior month
Want more information about our Business products and services?
Complete our contact form and a member of the Neighbors Commercial Services team will contact you with more information pertaining to the products you choose.
Business account opening requirements
In an effort to make your business account opening as convenient as possible please review the following documentation and identification requirements.
Beneficial Ownership
Effective May 11th, 2018, financial institutions are subject to new rules under the Bank Secrecy Act that will aid the government to help combat acts of terrorism and other national security threats.