What is Indirect Auto Lending?
Indirect auto lending allows you to secure credit union financing directly at a participating car dealership rather than applying separately at a branch. The dealership's finance team submits your application to Neighbors Federal Credit Union, allowing you to shop, get approved, and complete your paperwork all in a single visit.
How The Process Works
Select
Select your next ride at one of our participating partner dealerships.
Submit
Submit your application through the dealer's finance manager, who shares it with Neighbors.
Receive
You'll receive a decision on your loan within minutes.
Sign
Sign your loan documents on-site and drive away!
Why Choose Indirect Lending Through Neighbors?
- One-Stop Convenience: Complete your vehicle purchase and financing in one place.
- Credit Union Value: Gain access to competitive rates, flexible terms, and transparent fees from a not-for-profit financial institution.
- Easy Management: Account servicing, monthly payments, and member support are handled directly by Neighbors through online and mobile tools.
Commonly Asked Questions
Your loan is serviced by Neighbors Federal Credit Union, providing member support, easy payment options, and clear communication throughout the life of your loan.
Indirect auto lending with a credit union keeps your loan with a not-for-profit financial institution. If you’ve wondered what is indirect auto lending, it’s simply dealer-assisted access to credit union financing and service.