Conventional Mortgage

It's a classic case of Neighbors helping neighbors.

After you find your perfect home, our friendly lending team will do the heavy lifting and find a mortgage that fits your finances and your future plans.

Nice home, nice loans

Competitive rates

Repayment periods up to 30 years

Stable monthly payments

Range of down payment options

Enjoy years and years of rock-solid rates

With a Conventional Mortgage, your interest rate is fixed for the life of the loan. That means, unlike almost everything else in life, your base monthly housing cost won't ever increase.* When you're trying to build a budget and plan a future, that can be a big advantage.

  • Choose loan terms of 10, 15, 20, or 30 years
  • Longer term loans will mean smaller monthly payments; shorter term loans will reduce your overall interest charges
  • Multiple down payment options
  • Money-saving refinancing opportunities 
  • Personalized attention from experienced lending professionals

Neighbors Federal Credit Union is a full-service financial institution with branches serving the Southeast Louisiana parishes of Ascension, East Baton Rouge, East Feliciana, Iberville, Livingston, Pointe Coupee, St. Helena, West Baton Rouge and West Feliciana.

Home Equity Line of Credit

Flexible Credit Solutions for Renovations, Bills, and More

  • Credit lines up to $150,000
  • No closing costs
  • Competitive rates
  • Ideal for debt consolidation

Resources to Fuel Your Journey

*Escrow disclaimer
Other conditions may apply