Point Visa Credit Card

Do you prefer money-saving rates or valuable rewards?

Good news - you don't have to choose between the two! This versatile Visa® scores points for limiting interest charges and offering opportunities for merchandise, travel services and more. 

Great from the beginning

Special rates for first year

Bonus points for first purchase

Lower long-term rates

No annual fee

Visa® has your back

All Visa® credit cards feature fraud protection and a Zero Liability policy that means you're not responsible for unauthorized card purchases.

It's purchasing power with a lot of other pluses

The Point Visa® gets off to a strong start with interest-free balance transfers and extra low rates on purchases for a full year. Even after the introductory period ends, you'll continue to enjoy a generous rewards program and an impressive list of Visa perks.

  • 0.00% introductory APR on balance transfers for a period of 12 billing cycles*
  • 1.90% introductory APR on purchases for a period of 12 billing cycles*
  • After first year, rates as low as 14.15% APR
  • No annual fee
  • Earn one point per $1 spent
  • 2,500 bonus points for your first monetary transaction
  • Points can be redeemed for travel, merchandise, statement credit, or Amazon Pay with Points
  • Other Visa® perks include identity theft protection by Norton LifeLock and credit assistance by Dovly Uplift

Neighbors Federal Credit Union is a full-service financial institution with branches serving the Southeast Louisiana parishes of Ascension, East Baton Rouge, East Feliciana, Iberville, Livingston, Pointe Coupee, St. Helena, West Baton Rouge and West Feliciana.

Debt Consolidation

Easy Consolidation Loans for a Fresh Start

  • Three debt consolidation solutions
  • One simple monthly payment
  • Competitive interest rates
  • Guidance from lending professionals

Resources to Fuel Your Journey

*APR = Annual Percentage Rate
The Introductory APR for purchases and balance transfers will apply to transactions posted to Your Account during the first 12 months following the opening of Your Account. Any existing balances on Neighbors Federal Credit Union loan or credit card accounts are not eligible for the Introductory APR for balance transfers.