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Certificate Rates
Certificates are one of the most popular savings tools.
Why are certificates so popular for saving? They feature some of the highest dividends of any safe, secure investment.
Save for 3 months or 5 years - or somewhere in between
Which ever Certificate you choose, you'll enjoy rates that easily outpace those of most regular savings accounts.
Share Certificates
Term | # of days | Div Rate | APY* |
---|---|---|---|
3 Months | 91 - 181 | 3.90% | 3.97% |
6 Months | 182 - 272 | 3.99% | 4.06% |
9 Months | 273 - 364 | 4.00% | 4.07% |
12 Months (1 Year) | 365 - 546 | 4.00% | 4.07% |
18 Months | 547 - 729 | 3.77% | 3.84% |
24 Months (2 Years) | 730 - 911 | 3.75% | 3.82% |
30 Months | 912 - 1,094 | 3.75% | 3.82% |
36 Months (3 Years) | 1,095 - 1,459 | 3.71% | 3.77% |
48 Months (4 Years) | 1,460 - 1,824 | 3.77% | 3.84% |
60 Months (5 Years) | 1,825+ | 3.77% | 3.84% |
*APY=Annual Percentage Yield.
Term share account with a minimum balance based on the tier to earn the quoted APY until maturity. Minimum balance $1500.00. Dividends may be compounded or transferred to your share, extra savers, or checking account. Fees could reduce earnings on all accounts.
IRA Certificates
Term | # of days | Div Rate | APY* |
---|---|---|---|
3 Months | 91 - 181 | 3.90% | 3.97% |
6 Months | 182 - 272 | 3.99% | 4.06% |
9 Months | 273 - 364 | 4.00% | 4.07% |
12 Months (1 Year) | 365 - 546 | 4.00% | 4.07% |
18 Months | 547 - 729 | 3.77% | 3.84% |
24 Months (2 Years) | 730 - 911 | 3.75% | 3.82% |
30 Months | 912 - 1,094 | 3.75% | 3.82% |
36 Months (3 Years) | 1,095 - 1,459 | 3.71% | 3.77% |
48 Months (4 Years) | 1,460 - 1,824 | 3.77% | 3.84% |
60 Months (5 Years) | 1,825+ | 3.77% | 3.84% |
*APY=Annual Percentage Yield.
Term share individual retirement account minimum balance based on tier required to earn the disclosed annual percentage yield until maturity. $1500.00 minimum balance. Dividends are compounded and posted monthly. Fees could reduce earnings on all accounts.
Neighbors Federal Credit Union is a full-service financial institution with branches serving the Southeast Louisiana parishes of Ascension, East Baton Rouge, East Feliciana, Iberville, Livingston, Pointe Coupee, St. Helena, West Baton Rouge and West Feliciana.