Welcome to the brand-new Neighbors Federal Credit Union website
Take a tour to see what’s new and find resources to support your financial well-being.
Auto Loans
Day after day, life takes you to work, to school, to shop and to play.
At Neighbors FCU, our affordable auto loans put you on the road to everywhere you need to go.
No spinning your wheels here
Streamlined online application
Local decision-making on all loans
Get pre-approved so you can shop with confidence
Competitive rates and flexible terms
Peace of mind
Talk to us about extended warranties and loan protection insurance offers from our trusted partners.
We look forward to steering you in the right direction
When it comes to vehicle choices, drivers tend to know exactly what they want. The same goes for auto financing. Whether you're looking for lower monthly payments, a shorter repayment period or something else that suits your finances, our lending team can make sure you drive away happy.
- Financing for new and used vehicles
- Great rates with loan terms up to 84 months
- Up to 100% financing
- Free auto pricing information through the EZ Car Finder online tool
Questions about Proof of Insurance? Check our FAQs below.
Your loan agreement requires you to maintain comprehensive and collision coverage on your vehicle for the term of your loan. We require you to provide us evidence that you have obtained acceptable insurance coverage as outlined in the loan agreement.
Insurance Declaration showing the following:
- Comprehensive and collision coverage.
- Deductibles for comprehensive and collision (not exceeding $1000 as set by Neighbors FCU).
- Credit union listed as loss payee/lien holder as follows:
Neighbors FCU
Attn: Insurance Department
PO Box 924622
Fort Worth, TX 76124
- Correct collateral description, including the year, make, model, and complete VIN.
- Borrower/insured name.
- Insurance company name.
- Policy number.
- Coverage effective/renewal date.
Email- [email protected]
Fax – 877-403-3190
Neighbors Federal Credit Union is a full-service financial institution with branches serving the Southeast Louisiana parishes of Ascension, East Baton Rouge, East Feliciana, Iberville, Livingston, Pointe Coupee, St. Helena, West Baton Rouge and West Feliciana.
Auto Insurance
Auto Insurance Plans for Every Driver
- Work with our longtime partner, TruStage
- Save money with exclusive discounts
- 24/7 claims support
- Convenient online services
New Auto Loan
Effective Date: March 16, 2025
| Term | Beginning APR* | Payment per $1,000 |
|---|---|---|
| 24 Months | 5.94% | $44.26 |
| 36 Months | 5.94% | $30.36 |
| 48 Months | 6.09% | $23.49 |
| 60 Months | 6.14% | $19.36 |
| 72 Months** | 6.34% | $16.69 |
| 78 Months*** | 6.53% | $15.72 |
| 84 Months**** | 6.59% | $14.85 |
*APR = Annual Percentage Rate. Annual percentage rates, terms, and availability may differ based on an evaluation of credit. Rates above are subject to change and are based on a 0.25% protection package discount requiring one of the following: subscription to Credit Disability insurance, Auto Pay/Direct Pay/Payroll Allocation or opening of a new Neighbors checking account. Additional loan rates and terms may be available. Other restrictions may apply. ** 72-month term only available for vehicles over $15000. *** 78-month term only available for vehicles over $15000. **** 84-month term only available for vehicles over $35000. Up to 100% financing.
Used Auto Loan
Effective Date: March 16, 2025
| Term | Beginning APR* | Payment per $1,000 |
|---|---|---|
| 24 Months | 5.94% | $44.26 |
| 36 Months | 5.94% | $30.36 |
| 48 Months | 6.09% | $23.49 |
| 60 Months | 6.14% | $19.36 |
| 72 Months** | 6.34% | $16.69 |
| 78 Months*** | 6.53% | $15.72 |
| 84 Months**** | 6.59% | $14.85 |
Used auto rates apply to vehicles up to seven model years old. *APR = Annual Percentage Rate. Annual percentage rates, terms, and availability may differ based upon an evaluation of credit. Rates above are subject to change and are based on a 0.25% protection package discount requiring one of the following: subscription to Credit Disability insurance, Auto Pay/Direct Pay/Payroll Allocation or opening of a new Neighbors checking account. Additional loan rates and terms may be available. Other restrictions may apply. ** 72-month term only available for vehicles over $15000. *** 78-month term only available for vehicles over $15000. **** 84-month term only available for vehicles over $35000. Up to 100% financing.