Home Equity Line of Credit

Tap into a pool of money anytime you want for any reason at all.

That sounds too good to be true. But it's there for your asking! One easy application gives you access to home remodeling, family vacations, college tuition and more. 

Cash for any occasion

Credit lines up to $150,000

No closing costs*

Competitive rates

Ideal for debt consolidation

So what's "equity" anyway?

Equity is the current market value of your home minus the remaining mortgage balance. Your equity serves as loan collateral, which allows you to borrow at an attractive rate. 

When life happens, you'll be totally ready for it

A line of credit can be used for serious matters - like medical bills or major vehicle repairs. Or it can be used to do - or buy - something special for your family. One of the many benefits of home ownership is leveraging your home's value to obtain the advantages of this flexible funding.

  • No application fee
  • Credit limit up to 90% of your home's value 
  • Tap into funds as often as you wish for 120 months 
  • Lower rates than on most credit cards and personal loans
  • Interest payments on Home Equity Lines of Credit may be tax-deductible (consult your financial advisor for more information)
  • Property must be located in East Baton Rouge, West Baton Rouge, East Feliciana, West Feliciana, Ascension, Iberville, Livingston, Pointe Coupee, or St. Helena parish

Neighbors Federal Credit Union is a full-service financial institution with branches serving the Southeast Louisiana parishes of Ascension, East Baton Rouge, East Feliciana, Iberville, Livingston, Pointe Coupee, St. Helena, West Baton Rouge and West Feliciana.

Lot/Land Loans

Tailored Loans for Your Ideal Property

  • Competitive rates
  • 100% financing available
  • Up to 12 years to repay
  • Friendly personal service 

Resources to Fuel Your Journey

* Zero closing costs applicable to HELOC remaining open for 12 months or 1 year.