Savings Rates

See what can happen when we work together.

You make steady deposits. We'll make regular dividend payments. That all adds up to a nice boost toward your savings goals.

Our goal is to give you extra money

Whether you're saving for a rainy day, a special purchase or long-term financial security, Neighbors FCU is committed to contributing to your wealth.

Savings (Share) Accounts

Effective Date: February 13, 2025
Savings (Share) Type Min Balance to Earn APY Dividend Rate APY*
Regular Shares$100.000.10%0.10%
Extra Saver$100.000.10%0.10%

*APY = Annual Percentage Yield
Dividends are calculated on a daily balance method and are compounded and credited every quarter. Fees could reduce earnings on all accounts.
Federally insured by NCUA.

Individual Retirement Accounts

Effective Date: February 13, 2025
Dividend Rate Annual Percentage Yield
0.45%0.45%

No minimum balance required. The dividend rate and annual percentage yield may change every dividend period. Dividends are calculated on a daily balance method and are compounded and credited every quarter. Early withdrawal subject to penalty. Fees could reduce earnings on all accounts.
Federally insured by NCUA.

Money Market Account

Effective Date: February 13, 2025
Money Market Range Dividend Rate Annual Percentage Yield
$0.00 - $2,499.990.00%0.00%
$2,500.00 - $9,999.990.20%0.20%
$10,000.00 - $24,999.990.30%0.30%
$25,000.00 - $49,999.990.40%0.40%
over $50,000.000.50%0.50%

Dividends are calculated on a daily balance method and are compounded and credited monthly. $2500.00 minimum balance required to earn the disclosed annual percentage yield. Fees could reduce earnings on all accounts.
Federally insured by NCUA.

Neighbors Federal Credit Union is a full-service financial institution with branches serving the Southeast Louisiana parishes of Ascension, East Baton Rouge, East Feliciana, Iberville, Livingston, Pointe Coupee, St. Helena, West Baton Rouge and West Feliciana.