Welcome to the brand-new Neighbors Federal Credit Union website
Take a tour to see what’s new and find resources to support your financial well-being.
Certificate Secured Loan
Borrow the money you need while building up your credit score.
With a Certificate Secured Loan, your savings fund the loan you need and your responsible repayment helps boost your credit score.
Use your certificate to secure a loan
Borrow against the value of your Neighbors certificate
Take advantage of favorable rates
Build up your credit rating
Grow your savings while you borrow
Momentum continues to build
Using a Certificate Secured Loan means you're not taking money out of your savings. That money keeps earning dividends while you spend and pay off the loan funds.
The right loan can come from your steady saving
Similar to our Share Secured Loan, the Certificate Secured Loan uses your certificate account as collateral, allowing you to borrow money at a competitive rate. On-time repayment helps improve your credit score and puts you in a better position to qualify for a conventional loan in the future.
- Ideal if you need to build your credit history or repair your credit rating
- Maximum loan depends on amount in your Neighbors certificate
- Annual percentage rate is 2.5 percentage points above the rate on your certificate
Neighbors Federal Credit Union is a full-service financial institution with branches serving the Southeast Louisiana parishes of Ascension, East Baton Rouge, East Feliciana, Iberville, Livingston, Pointe Coupee, St. Helena, West Baton Rouge and West Feliciana.
Elite Visa Credit Card
Premium Credit Card with Exceptional Benefits
- 1.5 points for every dollar spent
- Easily earn bonus points
- Enjoy a money-saving rate
- No annual fee