Certificates

When you can earn this much, it's definitely worth the wait.

With a Neighbors FCU Certificate, it doesn't take a complicated financial strategy to get more from your money. All it takes is a bit of patience.

It's time well spent

Choose savings periods of 3 to 60 months

Enjoy bigger dividends

Safe, secure savings tool

Ideal for retirement planning

A winning combination

Trying to build a big retirement nest egg? Maximize your earnings by combining the attractive earning power of a Certificate with the tax advantages of an IRA.

A saving strategy that fits your personal timeline

You've done the planning. You know exactly what you might need money for in the near future. So now you can choose the right Neighbors FCU Certificate - one that will mature when next semester's tuition is due, or when the roof needs replaced next year, or when you're ready for a new car a few years down the road.

  • $1,500 minimum deposit 
  • Savings terms of 3, 6, 9, 12, 18, 24, 30, 36, 48, or 60 months
  • Certificates feature higher dividend rates than most savings accounts
  • In general, longer term Certificates have the best rates
  • Lock in a fixed rate for the entire Certificate term and save with confidence
  • Automatic renewal available at current rates
  • Early withdrawal may mean loss of some dividend earnings, but your initial deposit is never at risk

Retirement IRAs

  • $1,500 minimum deposits
  • Savings terms of 3, 6, 9, 12, 18, 24, 30, 36, 48, or 60 months
  • Certificates can be included in both Traditional and Roth IRAs

Neighbors Federal Credit Union is a full-service financial institution with branches serving the Southeast Louisiana parishes of Ascension, East Baton Rouge, East Feliciana, Iberville, Livingston, Pointe Coupee, St. Helena, West Baton Rouge and West Feliciana.

Checking Accounts

Seamless Checking with Zero Hassles

  • Earn dividends
  • Cash back rewards
  • Visa debit card for easy purchases
  • Online and Mobile Banking tools

Resources to Fuel Your Journey