Checking Rates

It's just one more advantage that sets us apart.

Not every financial institution needs a Checking Rates web page - because not everyone offers dividend-paying checking accounts like we do.

Check out how much you can make

Dividend Checking, Dividend Plus Checking and Wealth Checking all offer a wide range money management tools, plus a money-making feature with investment-quality rates.  

Effective Date: February 13, 2025
Range Dividend Rate APY*
$1,500.00 - $15,000.001.85%1.87%
over $15,000.000.10%0.10%

*APY=Annual Percentage Yield.
$6 service fee applied to those accounts that fall below the $1,500 minimum average daily checking account balance. Regular share rate will apply to balances over $15,000. Dividends are calculated on a daily balance method and are compounded and credited monthly. If the member fails to meet one or more of the qualifications, the member will receive only .05% dividend rate on the checking account. Fees could reduce earnings on this account. Federally insured by NCUA.

Dividend Plus Checking

Effective Date: February 13, 2025
Range Dividend Rate APY+
$1,500.00 - $15,000.001.85%1.87%
over $15,000.000.10%0.10%

*APY=Annual Percentage Yield
Monthly service fee: $4.95
$6 service fee applied to those accounts that fall below the $1,500 minimum average daily checking account balance. Regular share rate will apply to balances over $15,000. Dividends are calculated on a daily balance method and are compounded and credited monthly. If the member fails to meet one or more of the qualifications, the member will receive only .05% dividend rate on the checking account. Fees could reduce earnings on this account.

Effective Date: February 13, 2025
Range Dividend Rate APY
$0.00 – $49,999.990.00%0.00%
$50,000.00 – $74,999.991.98%2.00%
$75,000.00 – $99,999.992.23%2.25%
Over $100,000.002.47%2.50%

$25 service fee applied to those accounts that fall below the $50,000 minimum average daily checking account balance. Fees could reduce earnings on the account.
All rates and offers are subject to change. Federally insured by NCUA.

Neighbors Federal Credit Union is a full-service financial institution with branches serving the Southeast Louisiana parishes of Ascension, East Baton Rouge, East Feliciana, Iberville, Livingston, Pointe Coupee, St. Helena, West Baton Rouge and West Feliciana.