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Business Account Rates
Added revenue really helps the bottom line.
In business, every dollar counts. We help raise profit margins with attractive dividend rates on a variety of deposit accounts.
Your business should like our numbers
Searching for the right place to deposit your cash reserves? Take a hard look at our Business Savings, Money Market, Certificate and dividend-checking rates. We're sure you'll find them competitive.
Business Savings
Effective Date: January 23, 2025
| Minimum Balance to Earn APY | Dividend Rate | APY |
|---|---|---|
| $100 | 0.10% | 0.10% |
Business Extra Savings
Effective Date: January 23, 2025
| Minimum Balance to Earn APY | Dividend Rate | APY |
|---|---|---|
| $100.00 | 0.10% | 0.10% |
Business Money Market
Effective Date: January 23, 2025
| Account Balance | Dividend Rate | APY |
|---|---|---|
| $0 - 2,499.99 | 0.00% | 0.00% |
| $2,500 - 24,999.99 | 3.45% | 3.51% |
| $25,000 - $49,999.99 | 3.69% | 3.75% |
| $50,000 - $99,999.99 | 3.93% | 4.00% |
| $100,000 + | 4.17% | 4.25% |
Business Dividend Checking
Effective Date: January 23, 2025
| Account Balance | Dividend Rate | APY |
|---|---|---|
| $0 - $2,499.99 | 0.00% | 0.00% |
| $2,500.00 - $4,999.99 | 0.05% | 0.05% |
| $5,000.00 - $9,999.99 | 0.15% | 0.15% |
| $10,000.00 + | 0.25% | 0.25% |
Dividends are calculated on a daily balance method and are credited monthly. $2,500 minimum balance required to earn the disclosed rate for each day.
APY=Annual Percentage Yield
Business Share Certificate
Effective Date: January 23, 2025
| # Months/Years | # of Days | Div Rate | APY |
|---|---|---|---|
| 3 Months | 91 - 181 | 3.90% | 3.97% |
| 6 Months | 181 - 272 | 3.99% | 4.06% |
| 9 Months | 273 - 364 | 4.00% | 4.07% |
| 12 Months or 1 Year | 365 - 546 | 4.00% | 4.07% |
| 18 Months | 547 - 729 | 3.77% | 3.84% |
| 24 Months or 2 Years | 730 - 911 | 3.75% | 3.82% |
| 30 Months | 912 - 1,094 | 3.75% | 3.82% |
| 36 Months or 3 Years | 1,095 - 1,459 | 3.71% | 3.77% |
| 48 Months or 4 Years | 1,460 - 1,824 | 3.77% | 3.84% |
| 60 Months or 5 Years | 1,825 | 3.77% | 3.84% |
Term share account with a minimum balance based on the tier to earn the quoted APY until maturity. Minimum balance $1500.00. Early withdrawals are subject to penalty. Dividends may be compounded or transferred to your share, extra savers, or checking account. Fees could reduce earnings on all accounts.
APY = Annual Percentage Yield.
Federally insured by NCUA.
Neighbors Federal Credit Union is a full-service financial institution with branches serving the Southeast Louisiana parishes of Ascension, East Baton Rouge, East Feliciana, Iberville, Livingston, Pointe Coupee, St. Helena, West Baton Rouge and West Feliciana.