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Jumbo Mortgage
Maybe you need a bigger home. Or you're moving to a new neighborhood.
Whatever your reason for buying a more expensive place, Neighbors FCU can get you moving with an affordable mortgage of up to $1 million.
Right size, right price
Competitive rates
Fixed-rate loans
No PMI required
Personalized service

We also offer Jumbo Mortgages for refinancing purposes. A Neighbors FCU loan officer can help you figure out whether a new loan might reduce monthly payments or your interest rate.
Buy the home that fits your needs and fulfills your dreams
In Louisiana, home loans of more than $806,500 require a Jumbo Mortgage. At some lenders, you pay an inflated interest rate for the privilege of borrowing more money. But at Neighbors FCU, we keep financing costs for more expensive homes pretty much in line with our regular rates.
- Up to 85% financing available on purchases
- No private mortgage insurance (PMI) required
- Minimum credit score of 720
- Primary residence only in the following parishes: East Baton Rouge, Ascension, East Feliciana, Iberville, Livingston, Pointe Coupee, St. Helena, West Baton Rouge, West Feliciana
Neighbors Federal Credit Union is a full-service financial institution with branches serving the Southeast Louisiana parishes of Ascension, East Baton Rouge, East Feliciana, Iberville, Livingston, Pointe Coupee, St. Helena, West Baton Rouge and West Feliciana.

Flexible Credit Solutions for Renovations, Bills, and More
- Credit lines up to $150,000
- No closing costs
- Competitive rates
- Ideal for debt consolidation
Resources to Fuel Your Journey
*Other conditions may apply