Welcome to the brand-new Neighbors Federal Credit Union website
Take a tour to see what’s new and find resources to support your financial well-being.
Compare Credit Cards
Find the perfect credit card for your personal or business finances.
Get a go-to Visa® card from Neighbors FCU that keeps rates low and delivers plenty of perks for everyday or business spending.
Step Visa Credit Card
Step Visa® works like a regular credit card, but with a slight twist. The credit line you receive is based on the amount in your savings account. It's a great card to help you improve your credit history.
Elite Visa Credit Card
With Elite Visa's® generous rewards system, you can enjoy more travel discounts, valuable merchandise and preferred access to sporting and cultural events.
Point Visa Credit Card
Good news - you don't have to choose between the two! This versatile Visa® scores points for limiting interest charges and offering opportunities for merchandise, travel services and more.
Save Visa Credit Card
The Save Visa® does one thing really well - it saves you a lot of money with budget-friendly rates.
Business Credit Card
The Neighbors FCU Business Visa® stands out thanks to a powerful one-two punch of money-saving low rates and statement credits from every purchase.
Elite Visa® Credit Card
Get the credit card that offers the most rewards points per purchase.
Point Visa® Credit Card
Every purchase earns a reward point.
Save Visa® Credit Card
Go for the credit card with our lowest interest rate.
Step Visa® Credit Card
Build your credit by using your savings to secure your credit line.
Business Credit Card
Earn points with every business purchase.
Annual Fee
$0
$0
$0
$0
$0
Rewards
1.5 points per $1 spent
1 point per $1 spent
n/a
n/a
1.5 points earned per $1 spent (points applied as statement credit)
New Account Bonus
5000 points after $1,000 spent within the first 3 months of account opening
2500 points for your first monetary transaction
n/a
n/a
$500 bonus statement credit after $4,500 spent in purchases within the first 90 days of account opening
Rates
As low as 14.65% APR*
As low as 13.40% APR*
As low as 11.40% APR*
As low as 18.00% APR*
Variable rate – starting at WSJ Prime + 4% margin
* APR = Annual Percentage Rate
The Introductory APR for purchases and balance transfers will apply to transactions posted to Your Account during the first 12 months following the opening of Your Account. Any existing balances on Neighbors Federal Credit Union loan or credit card accounts are not eligible for the Introductory APR for balance transfers.