Step Visa Credit Card

Your savings account can create your line of credit.

Step Visa® works like a regular credit card, but with a slight twist. The credit line you receive is based on the amount in your savings account. It's a great card to help you improve your credit history. 

Get on solid financial footing

Ideal for building or repairing credit

Credit limit of at least $1,000

Enjoy a money-saving rate

No annual fee

Take the next step in your credit-building journey

You need a credit card for everyday use, but maybe you're not getting approved for the one you want. Consider the Neighbors Step Visa® Credit Card. The balances in your Neighbors savings account secures your line of credit, which means you have access to the card you need. And as you make timely payments, you improve your credit score for the future. 

  • No annual fee
  • Rates as low as 18.00% APR*
  • Minimum $1,000 credit line (more available based on your savings)

Apply Now

Neighbors Federal Credit Union is a full-service financial institution with branches serving the Southeast Louisiana parishes of Ascension, East Baton Rouge, East Feliciana, Iberville, Livingston, Pointe Coupee, St. Helena, West Baton Rouge and West Feliciana.

Debt Consolidation

Easy Consolidation Loans for a Fresh Start

  • Three debt consolidation solutions
  • One simple monthly payment
  • Competitive interest rates
  • Guidance from lending professionals

Resources to Fuel Your Journey

*APR = Annual Percentage Rate