Welcome to the brand-new Neighbors Federal Credit Union website
Take a tour to see what’s new and find resources to support your financial well-being.
Debt Consolidation
Really, this can happen to anyone.
Unexpected expenses, lost income or bad luck can leave you with too much high-interest debt. We can help get your finances back on track.
We're here to help you
Three debt consolidation solutions
One simple monthly payment
Competitive interest rates
Guidance from lending professionals
Your best path forward
Need help finding a debt consolidation solution? Answer a few questions on our Relationship Builder and find out which approach might work best for you.
Financial relief comes with peace of mind
Sometimes it may seem that everyone is trying to collect money from you - lenders, retailers, credit card companies, medical providers, etc. At Neighbors, we know how worrisome that can be. That's why we offer debt consolidation solutions that allow you to pay off creditors, lower your overall interest charges and get a fresh start with your finances.
Personal Loan
- Loans from $1,000 to $15,000
- Rates as low as 11.80% APR**
- Can be used to pay off higher interest loans and credit card balances
Home Equity Line of Credit*
- No application fee
- Borrow up to 90% of the value of your home
- Easy access to funds through checks, Online and Mobile Banking or at Neighbors FCU locations
- Has a determined payoff date
- Variable interest rates as low as 9.00% APR* allow you to pay off higher interest debt
Neighbors Visa® Credit Card
- Credit limits from $1,000 to $10,000
- Low balance transfer rates
- Low monthly payments
Neighbors Federal Credit Union is a full-service financial institution with branches serving the Southeast Louisiana parishes of Ascension, East Baton Rouge, East Feliciana, Iberville, Livingston, Pointe Coupee, St. Helena, West Baton Rouge and West Feliciana.
Elite Visa Credit Card
Premium Credit Card with Exceptional Benefits
- 1.5 points for every dollar spent
- Easily earn bonus points
- Enjoy a money-saving rate
- No annual fee
Home Equity Line of Credit Disclosure
*Annual percentage rates (APR) quoted are subject to change based on Prime index movement as published in the Wall Street Journal, subject to a limit on increase of 6% over the term of the loan. Cap on annual limit on APR increase or decrease of 2% and subject to a floor. Initial Interest rate may be higher based on an evaluation of your credit performance. Minimum loan and draw amount is $10,000. Minimum loan term is 10 years. Rates and terms are subject to change without notice. Consult a tax advisor regarding the deductibility of interest and charges under the plan.
Personal Loan Disclosure
**Annual percentage rates (APR) quoted are subject to change. Interest rates may be higher based on an evaluation of your credit performance and a down payment may be required.