My First Checking

A Checking Account Made For Firsts

First allowance. First savings goal. First debit card. First time realizing that spending $20 means you no longer have $20.

My First Checking gives kids real-world experience managing their own money while keeping a parent or guardian connected as a joint owner.

Benefits That Matter

• Request Money When They Need It
  Whether it's for completing a chore or they just need lunch money. Requesting money just takes a couple clicks.
• Earn Cash For Chores And Grades
  Completed a chore? Got good grades? Guardians can reward accomplishments right in the app.
• Real World Budgeting
  Kids can learn how to budget using the Neighbors digital banking budgeting tools.
• Learn The Basics Of Borrowing
  Give kids a “loan” and simulate the experience of being responsible for payments — interest and all!

Give Their Money A Jump Start

Building good saving habits is easier when saving feels rewarding.

With My First Checking, kids earn 7.00% APY on the first $250 in their account, giving them another reason to watch their balance grow.

Whether they’re saving birthday money, allowance or a few dollars from helping around the house, every little bit is a chance to learn.

Digital Banking—With Training Wheels

My First Checking includes limited access to Neighbors digital banking, giving young account holders an introduction to managing money online without giving them access to every feature available on a traditional checking account.

It’s a simple way to begin building good digital money habits early.