Teen Checking

More independence. More control. Real-world money experience.

Between first jobs, first paychecks, hanging out with friends and saving for what comes next, the teen years come with a lot of financial firsts.

Let's start building good financial habits

Designed For Members 14-17
Their Very Own Debit Card
Ten Debit Card Designs To Choose From
Choose your debit card design
Parent or Guardian Joint Owner
7.00% APY* On The First $250
Access To The Full Digital Banking Suite

A Checking Account Built For What's Next

Teen Checking gives teens the freedom to start managing their own money while giving parents and guardians a way to stay connected.

Whether the money comes from a first job, allowance, birthday cash or somewhere in between, it’s a real account they can use to practice saving, spending and making everyday money decisions.

With Neighbors Teen Checking They'll Get:

  • A checking account designed for teens 14-17
  • Their own debit card
  • 7.00% APY on their first $250
  • Full access to the Neighbors digital banking suite
  • Tools to help manage, spend, and save thier money
  • Real-world experience building healthy financial habits

Make Saving A Little More Rewarding

Building good saving habits is easier when saving feels rewarding.

Small balances can still be the start of big habits.

With Neighbors Teen Checking, teens earn 7.00% on the first $250 in their account, giving them an extra incentive to keep some money in the bank instead of spending every dollar that comes in.

Saving for a new phone? A car? College? Concert tickets?

Whatever the goal, learning to save starts somewhere.

Digital Banking Without The Training Wheels

Teen Checking includes full access to Neighbors digital banking, giving teens the tools to manage their account wherever they are.

They can use digital banking to stay connected to their money, keep track of their account and start building the habits they’ll need as they become more financially independent.

It’s real-world banking experience while a parent or guardian remains on the account as a joint owner.

Perks For Parents

Free For Members
Enjoy the benefits of Teen Checking with no monthly fees or minimum balance.
Easy To Use Card Controls
Set daily spend limits and lock/unlock your child’s debit card if it’s misplaced with a few clicks.
Fast And Easy Account Opening
Open an account online or in the branch.
Made To Grow With Them
Teens 14-17 can enjoy My First Checking. At 18 their account will automatically convert to a Geaux Free Checking account.
Check Their Progress
Monitor your child’s account activity, fund requests, tasks and more online or on our mobile app!
Safe & Secure
Teens can bank safely with parental supervision and debit card security features. Stay confident their money is safe.

Choose The Debit Card Design That Fits Your Style

*

APY = Annual Percentage Yield. APY is accurate as of 11/5/2026. APY will be earned on balances up to $250. Account is for teens between the ages of 14-17. The account will have a primary minor owner with a parent/gaurdian joint owner. Account will automatically convert to a Geaux Free checking account on the primary owner's 18th birthday.